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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

59% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Simply the best!

Easy to understand and use of dashboard. Reviewed on: 16th February 2023

easy to use, smart

makes budgeting so much easier! really user friendly app, no complaints so far Reviewed on: 16th February 2023

Easy to use and keep track of money

Easy to use, keep track of money. Easy flexible overdraft facility, good rates for holidays. Reviewed on: 16th February 2023

So easy to use!

Lifechangingly easy to track spending, send money, save. Reviewed on: 16th February 2023

Amazing and inclusive

I have had a great service with Monzo and feel like they deserve this reward! Reviewed on: 16th February 2023

Love Monzo!

I’ve used monzo for years and it’s so useful especially when going on holiday or sending money to friends :) Reviewed on: 16th February 2023

Great product

Monzo is such a great user friendly app Reviewed on: 16th February 2023

Really good bank

Monzo is the best bank and offers great visibility and control of my finances. Reviewed on: 16th February 2023

East, smart way to bank

I love Monzo, especially the app. It is easy to use and stylish. Reviewed on: 16th February 2023

Helpful and self explanatory

Love all the options Monzo gives. Everything is so straightforward and if there should be a problem they are available to help Reviewed on: 16th February 2023

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