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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

59% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Incredible App

Really helps me manage my finances with different pots to store my money. The early payment for salaried pay is also amazing! Reviewed on: 16th February 2023

Super babk

Excellent service, excellent app, Reviewed on: 16th February 2023

Amazing

Best consumer banking app ever, efficient, offers lots of time saving, can easily track spending, user friendly, intuitive, reliable and just really great. Reviewed on: 16th February 2023

Never any issues

Been using them for a joint account with my partners for 5+ years and never had any issues. App is amazing and sleek, with loads of useful tools others don't have. Reviewed on: 16th February 2023

Keeps on getting better

Every few months, I notice that Monzo's app is improving. They respond to customer feedback and make sure that all the painpoints are resolved transparently Reviewed on: 16th February 2023

I love Monzo

Trends has made my life so much easier! Reviewed on: 16th February 2023

Brilliant bank.

Brilliant bank. Better than the high street banks. Reviewed on: 16th February 2023

Best Bank Ever!

Porbably one of the best banks in britain at the moment, focused on what customers want with their forum, they get feedback and ideas from the forum and actually impliment them. the Plus teir of the paid subscriptions is so worth it, but premium isnt really worth it unless you like supporting monzo (like me) Reviewed on: 16th February 2023

Great bank

Changed from a large bank to divert my money away from fossil fuels and arms trading, and really glad I did. Far more user friendly experience Reviewed on: 16th February 2023

Super user friendly bank App

Love Monzo! Makes banking and managing money fun and easy. Been with them for 5 years and just love all the features the have including money pots, the option to flex payments and the ease of requesting a loan or adjusting overdraft limits. Reviewed on: 16th February 2023

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