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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

59% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Brilliant app

Fantastic app with instant notifications, rich transaction info, and spending analysis. Makes staying on top of your money so much easier than with other banks Reviewed on: 16th February 2023

Fantastic banking

Love everything about Monzo, I've now gone full Monzo Reviewed on: 16th February 2023

good for budgeting and sorting out your finances

monzo is by far the best bank to suit my needs , with the various different pots it ensures that the money for bills and direct debits is kept aside and not spent which for me is a big bonus Reviewed on: 16th February 2023

The most simple and friendliest account

I moved to Monzo from one of the big banks last year, and I’ve never regretted it. The simplicity of the opening to help me manage my money is amazing. Knowing where my money is going is so invaluable, and helping me save so much! Reviewed on: 16th February 2023

Monzo is the best!

Monzo has brilliant features for saving and budgeting. Their ethos as a company is amazing. Second to none customer service. Reviewed on: 16th February 2023

Best bank around!

I have been with Monzo since 2017 and went "full Monzo" in 2021. I haven't looked back since, they offer great services and their customer support has always been flawless for me Reviewed on: 16th February 2023

Monzo, best bank ever

It’s amazing how this platform is design with care and passion. Reviewed on: 16th February 2023

Banking as it should be

The new features Monzo are releasing are just what we need to get things interesting again. Banking as it should be Reviewed on: 15th February 2023

Very poor business in all aspects.

I have been a Monzo customer since the early days as a keen fintech follower and Nonzo just goes from bad to worse. Nickel and diming customers at every turn with charges for everything, slow non existent customer service, if you can get it since they hide the ‘contact customer service’ button purposely, bad attitude from staff, why people rate them I have no idea. Reviewed on: 15th February 2023

The best bank so far Ive managed to save so much with the pots and round ups

I’ve never had any issues with Monzo, excellent customer service. My money is safe and I’ve saved money with pots and round ups. I’ve also been able to budget my money better month to month Reviewed on: 15th February 2023

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