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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Revolutionary Featureset

Superb bank with a revolutionary set of features and some nifty IFTTT integrations that make savings fun and easy. Reviewed on: 15th February 2023

Loved up

I joined Monzo about 5 years ago. Skeptical at first. But with high street branches closing at record speed - went ‘full Monzo’ over 2 years ago. Their free account packed full of free features helped me take control of my spending. Budget section on the account helped see how I spent my money and I felt more in control. Pots function allows to save up for multiple things at the same time and separate my money without having several individual accounts. I feel that Monzo sets you up to succeed and save money. It’s allowed me to have a healthy relationship with money. Reviewed on: 15th February 2023

Great

Excellent service and great interface Reviewed on: 15th February 2023

My preferred bank

Monzo allows savings pots and for me to receive my wages a day earlier which is really helpful Reviewed on: 15th February 2023

Still the best

Despite a few niggles, Monzo is by far the best Current Account available. Reviewed on: 15th February 2023

How banking should be

Straightforward and easy to use, this is how all banks should be operated. Reviewed on: 15th February 2023

The bank of the future

If you don't know already, this is the bank of the future. More features and customisability than you've ever heard of for a bank account and app. Nothing more needs to be said. Reviewed on: 15th February 2023

A* Monzo

Best Bank has helped me manage and pay off debt and be able to have money left at the end of the month before next pay Day. Reviewed on: 15th February 2023

Empowering people to be in control of their finances

Monzo has gone from strength to strength with its offerings for customers. I've never been in so control of my finances thanks to Monzos ability to bring everything together in one place. The budgeting and savings tools are super easy to use but very powerful! Reviewed on: 15th February 2023

Easy, flexible and great bank

Monzo has robust features that you need nowadays, e.g. writing comments on transfers (a bit plus) and categorisation. Customer service is great and friendly especially for an 82 year old grandmother! Awesome and ethical bank. Reviewed on: 15th February 2023

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