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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

How banking should be in the 21st century

Monzo's app is brilliant - just how banking should be in this day and age. Fast, sleek, and you can get anything you want done easily with little faff, all the while keeping everything secure without silly things like card readers. Other banks should take note, because they are fast being left behind. Reviewed on: 15th February 2023

It gets better...

They're always improving on their current offerings and listening to their customers. Reviewed on: 15th February 2023

Excellent bank

Excellent banking app which makes managing money so much easier. Tried traditional bank for a few months and realised I was doing more in excel to manage money than when I was with monzo Reviewed on: 15th February 2023

Love Monzo!

Monzo has helped me to understand my money like no other bank has done before! Reviewed on: 15th February 2023

Best product in the UK by far

Seriously slick and smooth product Reviewed on: 15th February 2023

Not quite perfect but edging closer

Missing a few functions such as cheque imaging and would be perfect if we had post office banking Reviewed on: 15th February 2023

Easy to use app with plenty of features

App works well, have replaced my separate budgeting app with it. Could use more features/customisation but improvements come all the time. Reviewed on: 15th February 2023

Amazing bank that listens

Can't fault Monzo at all - they have an amazing app that is constantly evolving, their Flex product is superb and I really feel like they care about making banking work for me and instilling joy in the experience. Reviewed on: 15th February 2023

Best bank

Monzo has the best intuitive features Reviewed on: 15th February 2023

Simply Fantastic

Such a good bank that I've recommended to so many friends Reviewed on: 15th February 2023

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