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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Just Amazing

Fantastic service, if you need an overdraft you get immediately not a day or two later and you can adjust super easily, you get a running total of much the overdraft will cost and when it will be charged The saving pots are super handy and easy to use too! Reviewed on: 9th February 2023

Just love it

Have been using Monzo pretty early into their development and honestly cannot recommend them enough, they’ve seen me through paying off my student overdraft to saving a great amount for someone with my income. Pots, round-up, categories, the innovation and tools for monzo are unbeatable Reviewed on: 9th February 2023

Best bank and budget manage app ever

After been with monzo for five years, and i've to say the functionality monzo provided is out standing. keep going! Reviewed on: 9th February 2023

Best Bank!

So easy to do everything from the app, no faffing with having to go into a branch - Love it! Reviewed on: 9th February 2023

Great app and functions

Been with Monzo for two years and it's a great experience. Trends really helps to manage my finances Reviewed on: 9th February 2023

A joy to use

Using the app is seamless, quick and everything is there for your everday banking needs. Even customer support has proven reliable. Reviewed on: 9th February 2023

Easy, simple, helpful tools

Looking for a better, more intuitive way of managing money. Came from nationwide using a card reader to this has been game changing. Never looked back. Reviewed on: 9th February 2023

Friendly and considerate company with great products

Have exceptionally good lines of communication Reviewed on: 8th February 2023

Lots of great features

I've recently upgraded to the Plus account as the additional features (custom categories, showing transactions from other accounts) are a great addition to the existing features, which are so much better than what traditional banks offer. Reviewed on: 8th February 2023

The best app in the business & Rock solid reliability

No other fintechs come close and high Street banks are laughable in comparison... Reviewed on: 8th February 2023

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