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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Definitely recommend

Solid bank, plenty of features and really easy to use Reviewed on: 8th February 2023

Great bank

Great online bank with gestures to suit everyone. Just wish they did child accounts from 13 years + Reviewed on: 8th February 2023

Easy to use

Easy to use app, good banking site to work with, with lots of extras Reviewed on: 8th February 2023

The best

Flawless banking. Everything happens with in an instant and super safe and secure. Hands down best bank out there. Reviewed on: 8th February 2023

Fantastic

Just amazing. Flexible. Easy. Modern. Exactly what banking needs. Reviewed on: 8th February 2023

can't be beaten

Monzo retain their advantage over traditional banks with no arcane systems or processes to deal with. Banking with Monzo is streamlined, quick and efficient. It seems that Monzo are still one step ahead with the feature stakes with plans for massive improvements on 2023! Reviewed on: 8th February 2023

Simple, fun banking

Brilliant modern bank with ability to do most things in the app rather than call a customer service number Reviewed on: 8th February 2023

!!!

Very easy to use, love pay early feature! Customer service always at hand whenever you need them Reviewed on: 8th February 2023

Fast, modern, easy.

The app is leagues ahead of any other modern banking app. Fantastic support, and great features. Reviewed on: 8th February 2023

Amazing Bank

Amazing Bank - been with Monzo since 2019. A forward thinking company that advances using customer feedback! Reviewed on: 8th February 2023

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