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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Been a customer since I came to UK

Have been a customer for 4 years now. I love Monzo. The app and speed everything happens at is amazing. I have no reason to change Reviewed on: 8th February 2023

Excellent bank

Love monzo, so easy to use. I particularly like how you can send money easily to people in your contact list and a simple link to those you don't know. Reviewed on: 8th February 2023

Great app

A great banking app which is very intuitive Reviewed on: 8th February 2023

Fantastic banking app for all round

I have had a monzo online bank account for years now and it is great. The best thing about it is that you can use it for free abroad in 99% of the world and get the best bank exchange rate when withdrawing. It is so easy to use and it offers great interest rates on its savings account. It's a no brainer if you are someone who is well travelled and wants a safe and great value banking app. Reviewed on: 8th February 2023

Brilliant Banking App

So easy to use and to manage money and savings into pots! Reviewed on: 8th February 2023

Easy banking app which has become my main account

Everything about my Monzo account is user friendly and has changed the way I budget helping me with saving money during the cost of living crisis Reviewed on: 8th February 2023

Easy to use app with many features

The app is great for providing an overview of my spending and allows for categorisation, round-up saving, and making payments from savings pots. Reviewed on: 8th February 2023

Great company, great app

Other banks scramble to catch up with monzo when it comes to ease of use and app features Reviewed on: 8th February 2023

So useful

I use Monzo to save in the little pots which are so handy! It’s nice to see the pots grow and be able to pay directly from one when I need to. Reviewed on: 8th February 2023

Great bank

Although a 100% mobile bank Monzo is straightforward, quick and easy banking. I would recommend it for sending money fast and for budgeting and saving. Reviewed on: 8th February 2023

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