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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

The new bank experience!

Monzo have the most user friendly experience, sign up online with just a video. Send and request money immediately and easily. Budget, and spend abroad with ease. Online banks are the way forward! Reviewed on: 1st February 2023

Easy budget management

App makes it easy to keep to budget on spending, save money in pots and send and receive transfers Reviewed on: 1st February 2023

Perfect

Great for using abroad, sharing bills, joint accounts Reviewed on: 1st February 2023

Easy App

Easy to use banking app and helpful advice Reviewed on: 1st February 2023

Easy to use

Easy to use app and a reliable customer service. Reviewed on: 31st January 2023

The best account on the market

Great app, awesome features for budgeting and saving. Outstanding customer support. Reviewed on: 31st January 2023

User friendly is Money friendly

Monzo has been my bank of choice for years. It will continue to be so for the long term and I can only hope their services and products get better and better Reviewed on: 31st January 2023

The best bank

Great bank with plenty of features to choose from, responsive app, and great customer service. Reviewed on: 31st January 2023

Online banking done right

Everything is easier on monzo - transferring your friends, saving money, tracking your spending. Wouldn't use another bank now Reviewed on: 31st January 2023

Easiest and best app

The customer service is outstanding. So easy to get hold off. They reply instantly. Nothing like traditional banking. App is super easy to use and it has really helped me take control of my money with all their features. Reviewed on: 31st January 2023

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