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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Finally I am saving money!

Monzo has really Helped me get on top of my finances with their easy to use Pots. Using the categories also helps me keep track of what I am spending on. Nice app to use also. Reviewed on: 14th January 2023

Great bank that understands your financial needs

Great bank that understands your financial needs Reviewed on: 13th January 2023

Really useful app

Great app. Customer service is shocking though Reviewed on: 13th January 2023

Modern banking

Perfect banking everyday. Never a problem feel my money is safe Reviewed on: 13th January 2023

Future of banking

Monzo makes the high street banks look like relics Reviewed on: 13th January 2023

Brilliant banking

Very easy to use and they keep in touch Reviewed on: 13th January 2023

Amazing bank!

I've literally only ever had good things to say about Monzo. I always use it when I go backpacking and have used the card all over the world. Even had an ATM charge my my account without giving me the money and Monzo reimbursed me very quickly! Reviewed on: 13th January 2023

The best bank, challenger or incumbent

Monzo have been my main bank now for ~5 years, and are going from strength to strength. Reviewed on: 11th January 2023

Inclusive bank that helps all

Never had a bad experience with Monzo, after joining them 5 years ago. They provide a world class service while taking care of the customer. Most of the interactions are unique and personalised, and each interaction makes it feel they care. Reviewed on: 11th January 2023

Best on line Bank

App only Bank so easy to use. Could do with paying more interest, but I use this account for bill payments etc Reviewed on: 11th January 2023

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