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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Very bad

Hi.Have a very bad experience with Monzo and clouse my account, because they not protect a money.If you lost your card and sameone used you dont get your money back.Not safe!!! Reviewed on: 11th May 2022

Amazing

Can't fault it - exactly what I need. Great service, value and app. Reviewed on: 8th May 2022

A modern easy to use friendly bank

I love banking with Monzo. They have made everything quick and easy to use and it’s really easy to get support when you need it: I like the idea of the holiday pots and being able to get paid a day early is great too. They’ve thought of everything to make banking in the modern world as easy as it can be. Reviewed on: 4th April 2022

Fab, efficient

Monzo has been the easiest bank to use, fast, efficient and swift. One of the best features is the flexibility of use abroad. Never had any complaints and their customer service is second to none. Reviewed on: 4th April 2022

Best challenger bank

Very easy to use. Customer support is really nice 10/10 Reviewed on: 3rd April 2022

A very fair financial institution. Always on hand to assist.

Reached out to me when I first had an international transfer transaction paused by WISE. Made available some information to help me cross the hurdle faster. Reviewed on: 3rd April 2022

no problems and everything I need

Have loved my monzo account, the ability to have pots in the account make budgeting so much easier. With the plus account also being able to earn the interest even when split across pots is incredible. Reviewed on: 3rd April 2022

Simply amazing

This bank has changed the way I deal with my money, everything is so easy and looks awesome. The pots feature is unbelievably useful, have no idea how I lived till now without it. Monzo is just a great bank and customer service is amazing too. Reviewed on: 2nd April 2022

Everything just works, a bank in my phone

It’s always been super smooth and easy. Fast support on the very few occasions I’ve needed to speak to someone. Reviewed on: 2nd April 2022

Easy and reliable

Opened a Monzo account before going on holiday, due to the fact that they don’t charge fees for foreign transactions. Pleasantly surprised at how easy it was to set up an account and how swiftly I could get started. Reviewed on: 2nd April 2022

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