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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Allover best UK Bank

Monzo was not only super easy to setup it's been easy to use in and out of the UK. The bank allows for so much customisation and makes it easy to split your money for any savings. I truly don't have a bad word to say about Monzo I'd recommend it to anyone moving to the UK or already in the UK. Reviewed on: 31st March 2022

Brilliant bsnk

Monzo have changed my life completely since i started with them. It does t even feel like a bank to be honest Reviewed on: 31st March 2022

A bank that knows your needs

An easy to use bank that gives you access to features straight from your phone with budgeting tools and creates a personal friendly touch to everything. Reviewed on: 31st March 2022

The best out there

Never had any problems with Monzo Reviewed on: 31st March 2022

Absolutely LOVE Monzo!

Monzo are just the absolute best. without a shadow of a doubt, the Monzo app is hands down the best banking app I have ever used. It's full of handy features which help me budget properly, as well as offering some cool little features like being able to see how much I've spent with a particular company, or even just adding tags to payments to be able to search for them later. Their customer service is also top notch too, as they once pinged me a message on the app asking whether I had lost my card, as they had a person contact them to say that they had found my card. I hadn't even realised I'd lost it until they sent me the message! Reviewed on: 30th March 2022

Amazing tools

Great range of tools to keep your finances in check. Reviewed on: 30th March 2022

Fantastic bank

I love how you can get your money a day before, the overdraft option and the ease of the access to your money. Reviewed on: 30th March 2022

Very good bank

This bank is one of the best around best system and process very easy to use and free Reviewed on: 29th March 2022

Quick and easy

Monzo is a great bank. It so easy to use and always get my payments easier then people at work! Reviewed on: 29th March 2022

Everything you need

The app is amazing, all the tools to manage life and its monies, great customer service and great benefits! Reviewed on: 29th March 2022

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