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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Bank for the future

Very efficient service, good experience of using it. Reviewed on: 25th March 2022

Love Monzo

I've been with Monzo since my first job and find the app very simple to navigate and I get my paychecks a day early at 4pm with Monzo which makes it even better while I have my pay my colleagues are with other banks they get paid day after me Reviewed on: 24th March 2022

The Future of Banking

Absolutely perfect, every time I've needed to contact them (most recently to temporarily raise my transfer limit) it's been quick, easy, and friendly. Everything is done through the app - I have never spoken to a person on the phone, only through chat. Perfect. Reviewed on: 24th March 2022

Reliable and friendly banking

Banks like Monzo are few and far between, they have high standards, are very forward thinking, have excellent safety features, and importantly is run ethical people. Reviewed on: 24th March 2022

Good

Perfect and easy fast and understanding Reviewed on: 24th March 2022

Best bank ever

Having had a high street bank for many years. A friend recommended monzo! And i was blown away by how easy it was to use. All the features on the app are far superior than my previous bank. No fees, no stress and any issues or questions are sorted quickly through the chat service built into app Reviewed on: 24th March 2022

Modern easy banking

Easy to open and intuitive to use. The way all banking should be. Reviewed on: 24th March 2022

Great Service

App design is really easy to use and helpful with many money management and saving options. Reviewed on: 24th March 2022

Better features than Starling Bank.

Monzo offers an early salary claim at 4PM before payments are due to come in from working. They also have a nice savings pot feature and great customer service via the live chat. Overall after using both banks for months I still prefer Monzo. I also have a business account with them both. Reviewed on: 24th March 2022

Easy to use

The app is excellent and monzo cuts out all of the difficulties that are associated with 'traditional' banks. Reviewed on: 24th March 2022

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