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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Easy to use when you are in holiday

Top money change pound to eure in holiday for m'y I was is to use Reviewed on: 24th March 2022

Easy to use

Great bank with a great app, makes lives easier Reviewed on: 23rd March 2022

Just amazing

They are the best digital bank out there. Easy with their pots and DD. Have different levels of cards so can get insurance etc. Reviewed on: 23rd March 2022

Monzo are amazing

From customer service to the tech side Monzo strive on making their customers happy and go out their way to help. Reviewed on: 23rd March 2022

They are reliable

I was defrauded of 900 pounds and they traced and recovered it in less than 24 hours Reviewed on: 23rd March 2022

Convenient and easy to use

So convenient to open and account. Never have an issue with payments. Easy to use App. Overall just great! Reviewed on: 23rd March 2022

Worth changing

They make it so much easier to join a bank that has a clear layout whilst investing in ethical companies. Reviewed on: 22nd March 2022

Making money make sense

Great app. Service easy and fast. Would highly recommend to others. Reviewed on: 22nd March 2022

Great banking app

Easy to use, good service, highly recommended banking app. Reviewed on: 21st March 2022

simple, useful and simply fantastic

The experience of using monzo with all of their features in such a simplistic manner is what makes their service so great. Reviewed on: 20th March 2022

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