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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

A breath of fresh air

Having switched from a major high street bank in 2016, I’ve never looked back. Monzo’s customer service is fantastically quick to respond and resolve the only two queries I’ve had, and have done so outside of normal working hours. Great visibility on my money, and consistently reliable through my experience. I would recommend Monzo to anyone (and have three of my family members on it already!) Reviewed on: 17th March 2022

Modern banking front runner

They upped everyone’s game. They’re incredibly reliable and exciting and so easy to use Reviewed on: 16th March 2022

Excellent

Very easy to use, easy to set up and very good to have yhe pots to help save Reviewed on: 16th March 2022

I'm so happy with Monzo services...

All the time their team is more than happy to help you. Reviewed on: 16th March 2022

Fantastic customer interaction and feedback

Obviously the app is excellent, but it is also really cool that they have a public roadmap, and encourage user feedback on what to focus on next. I feel like Monzo is working hard to be the best bank by creating the best experience for their customers. Reviewed on: 16th March 2022

Great for budgeting

It’s just a great bank and the app is amazing! Reviewed on: 16th March 2022

So easy to use and love the money pots

Easy to use, can get paid a day early. Helpful to save money by using money pots to split for bills, savings etc. Very hapoy with Monzo. Recieve money transfers instantly. Reviewed on: 16th March 2022

Monzo - Switch

I switched to Monzo a few months ago and could not be happier. The App has some great functionality and I have had no issues with the service. Reviewed on: 16th March 2022

Amazing

Easy to use, never and problems and I would recommend it to everyone Reviewed on: 16th March 2022

Best bank

Great bank. I just hope if they would make the overdraft checks a bit easier. Reviewed on: 16th March 2022

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