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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Faultless

A great online bank with a great app and great customer service and a great pot saver yea a great bank actually Reviewed on: 11th March 2022

Amazing

Really useful features and really helpful staff Reviewed on: 11th March 2022

I arrived back from South Africa after 38 years and Monzo without any hassles like other banks got me on board during covid

The bank is attentive , accommodating and soooo helpful Reviewed on: 11th March 2022

So easy & useable

It’s the best banking app Iv come across Reviewed on: 11th March 2022

Great easy quick

Perfect easy fast loves pots to save & hide your money Reviewed on: 11th March 2022

Responsive, helpful and smart

Monzo has helped me budget better, save money and are always so helpful with their customer service. I don’t miss having a branch, as I can get everything I need on the app or visiting a PayPoint to pay in cash. So great. Keep it up! Reviewed on: 11th March 2022

Love Monzo

Monzo are superb, they make everything so easy, and their app works so flawlessly. I've never been happier with a bank. Reviewed on: 11th March 2022

Just great

Super user friendly and super helpful people on the chat. I pay from monzo premium and 100% worth and recommend. I also bank with my business through them. Invoice etc all covered they’re great! Reviewed on: 11th March 2022

Fast, Quality, Great App

Banking is just easy and everything works as you'd expect. There aren't insane rules for no reason like with regular banking. Reviewed on: 11th March 2022

Amazing easy banking

Really simple and user friendly banking. Customer service also great. Reviewed on: 11th March 2022

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