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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Great Bank

I was referred from my sister to set one up and got £5 from it. It's super easy to track what you spend and budget all inside the app. The customer service has been fantastic when I've spoken to them and had no problems since. Reviewed on: 11th March 2022

Love the little money pockets! And the ching noise everytime I deposit money in! Helps me save with the pockets!

Recommended by a friend and loving it! Reviewed on: 11th March 2022

Great bank!

Great bank and amazing mobile app - I love how they've implemented a pot system. Where its really easy to both transfer money between pots, and specify a weekly budget reset day. These features have massively aided in my saving plans and I no longer have a day of the month where I'm running low on funds. Reviewed on: 11th March 2022

Banking with Monzo is a dream

I never enjoyed interacting with my bank but using Monzo has made me realise how much better it can be! Reviewed on: 10th March 2022

Mr

The best british bank!!amainzing Reviewed on: 10th March 2022

Best bank ever

Convenient and love I get paid day before :) Reviewed on: 10th March 2022

Why didn't I sign up sooner?

It's simple, effortless, the responsibility Monzo takes on for Customers who need additional help is unmatched, it's banking for the customer, and it truly feels this way. It's great to see how well they treat their staff in the public eye too. Reviewed on: 9th March 2022

Great all round!

They dont focus on giving you meagre "rewards" they focus on making your life better and easy! Reviewed on: 9th March 2022

Best Bank

The best bank, would recommend to anyone, I wouldn’t bank with anyone else. EVERYONE GET BANKING WITH MONZO Reviewed on: 9th March 2022

Great bank and features

Monzo is not only super easy to use, it also provides you with great banking features depending on the tier you choose, one of my favourite being 'Get Paid Early' super handy. Reviewed on: 9th March 2022

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