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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Great bank and features

Monzo is not only super easy to use, it also provides you with great banking features depending on the tier you choose, one of my favourite being 'Get Paid Early' super handy. Reviewed on: 9th March 2022

Easy modern banking

I’ve banked with Monzo for years now. So simple and easy to use. Great customer service and fast to help with fraud etc. Reviewed on: 9th March 2022

Amazing & easy bank

I love setting up pots so it’s easy for me to control my money. Also the round up is great for saving without knowing for those like me are simply crap at it! By far easiest banking app I’ve used. Customer service is also spot on & so quick Reviewed on: 9th March 2022

Love monzo

Monzo helps me keep my direct debit in place and spread my costs. The pots are a great way to build up money. ( Ie the round up) Reviewed on: 9th March 2022

Pots are the best idea ever

I love monzo, recommend it to everyone. I love the pots system where I can put money away and also round up where I have saved hundreds without even noticing. Such an incredible tool for me to budget and save simultaneously. Reviewed on: 8th March 2022

Efficient and professional

Easy to access. Really good for telling you what is going out of your account and what’s getting added in prior to it happening. Excellent i responding to any problems. I’ve had many banks and this has been the best one I’ve used. Reviewed on: 8th March 2022

Can't find any faults really

Just works. Easy to use. Lots of useful options) features. Reviewed on: 8th March 2022

Brilliant bank

I love Monzo it's brilliant I have to say I will always be with them. I love the savings pots you can do and all round just a great bank Reviewed on: 8th March 2022

Easy, intuitive, convenient

Monzo makes banking easy and skips all the faff. The user interface is intuitive and the app has helpful tools. Love monzo! Reviewed on: 8th March 2022

Amazing customer service

I switched to Monzo from my previous bank and so happy I did Monzo is the best bank i have ever used will never change Reviewed on: 8th March 2022

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