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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Finally helped me with my budgeting

I've never been able to get a handle on my money and have struggled for years. Now I have savings, I have a proper budget and the Monzo system has made it possible. Whenever I've had an issue their live chat system is excellent. Can't fault them. Reviewed on: 1st March 2022

EASY BANKING

No fuss banking and queries are resolved promptly. Added perks that other banks don't have such as savings pots. Reviewed on: 1st March 2022

Easiest to use bank

I find using Monzo so easy and I am able to manage my money better as well as use the round up feature to save money as well. Reviewed on: 1st March 2022

perfect from the start

I am absolutely happy with monzo, including monzo flex and most important customer service, keep it up and be the best ! Reviewed on: 1st March 2022

No issues simple to use

Any help needed, instant help on hand, cant fault monzo Reviewed on: 1st March 2022

Great!

Monzo is seriously fab! They have great analytics, transfers happen instantly and they have good secondary services eg overdraft, savings pots, suggestions etc Reviewed on: 1st March 2022

Monzo it's the best , more people's give a negative opinion because Monzo it's not for everybody , it's only for the best people's

Never I didn't have any problem with my Monzo account or Monzo Card i have only good experience Reviewed on: 1st March 2022

Great experience

Best banking service ever I am having everyday Reviewed on: 1st March 2022

Convenience and simplicity

I am a creature of instinct, not numbers. The energy and feel of Monzo as a company and app calls to the calm part of my anxious wiring, allowing me to stay on top of my money and feel confident. Reviewed on: 28th February 2022

Very supportive

So easy to get help on the app. Lots of expert support. No call centre agents required. Reviewed on: 28th February 2022

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