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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Amazing, fast, easy to use. Staff are helpful on app.

Amazing could not fault this bank one but. Amazing service fast, easy to use and a good way to save money Reviewed on: 28th February 2022

Excellent

Excellent service and good resources Reviewed on: 28th February 2022

Easy to use an understand & also quick to send & receive money best banking app

My experience first time user it’s great no hassle with sending money and you can receive payments a day or two earlier which is great Reviewed on: 28th February 2022

Monzo is the best

I have never had one moments worry with Monzo,quick and easy to set up and use.amazing Reviewed on: 28th February 2022

Good bank

The bank has never annoyed me or hurt my credit score. Reviewed on: 28th February 2022

I had experienced no problems, great customer service and very easy to use.

Overall easy to use and very convenient to use on a daily basis Reviewed on: 27th February 2022

Very good card

Lots of benefits with this card and I love it Reviewed on: 27th February 2022

Effortless banking

Monzo makes managing my money effortless and fun too. They have a well equipped mobile app that is continually upgraded, and allows for effortless organisation of money, meaning it's much easier to keep on top of everyday finances. They have recently introduced a super flexible buy now pay later option that has quickly replaced my credit cards as my default purchase option. I've been with Monzo for many years and have seen their offering improve massively over this time, and I don't see myself leaving anytime soon. Reviewed on: 27th February 2022

Easy to use and great service

Glad to have found this branch very easy to use Reviewed on: 27th February 2022

One-Stop-Shop Banking

An organizer of financial transactions. Top spot in provision of banking options. Quick response to inquiries. Seamless connections across banking networks. Reviewed on: 27th February 2022

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