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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Awesome bank

Great bank, support experiences have been really quick and simple. Loads of features available to customers in and the app works brilliantly. Reviewed on: 27th February 2022

Review

Good bank had no problems with bank Reviewed on: 27th February 2022

Great bank

Great that if being paid by bacs then you get paid 4pm the day before. Easy to open account and the banking app is do easy to use. Reviewed on: 27th February 2022

Great service

No hassle reliable and flexible service Reviewed on: 27th February 2022

So helpful and suns up all ur spends quick and easy

Am very happy best bank been with Reviewed on: 27th February 2022

Changed my life

Changed the way I managed my money and got me out of debt for the first time in my adult life. Reviewed on: 27th February 2022

Brilliant service

Amazing service and easy to use I really like it…. Amazing bank Reviewed on: 27th February 2022

Monzo is phenomenal

Since I’ve been with Monzo I have nothing but positive things to say. Their customer service is outstanding. And have excellent offers such as Monzo flex Reviewed on: 27th February 2022

Quick, easy and constantly improving

Since switching to Monzo I’ve had a better grasp of my finances and am constantly impressed with how they improve the services they offer Reviewed on: 27th February 2022

Love Monzo

Easy to use and quick responses Reviewed on: 27th February 2022

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