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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,421 reviews, last reviewed 19th Jun 2026
67% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026
Rachel W's avatar
Rachel W

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025
Paul nolan's avatar
Paul nolan

Easy to use, amazing online service

5
Very easy app to use and understanding your account. Customer service is very fast reply and answering all questions. Reviewed on: 27th February 2022
Carliane's avatar
Carliane

Superb Bank

5
Really easy to use and navigate the Monzo app, their customer service team have helped me out of a jam multiple times. Great at keeping the fraudsters at bay and ultimately fantastic for a young person trying to save. Reviewed on: 27th February 2022
Cameron Clarke's avatar
Cameron Clarke

Excellent

5
Fantastic,I have no regrets using the bank.They are highly recommended. Reviewed on: 27th February 2022
ADEBAYO ABAYOMI's avatar
ADEBAYO ABAYOMI

Fantastic Bank

5
brilliant service and the first bank in which you can communicate directly with and look after you Reviewed on: 27th February 2022
Nick Groom 's avatar
Nick Groom

Outstanding bank

5
Always helpful if I have a query Reviewed on: 27th February 2022
Carole Morrison 's avatar
Carole Morrison

Excellent

5
So easy to use ...love that I get paid a day early too Reviewed on: 27th February 2022
Darren Perry's avatar
Darren Perry

I'm so happy

5
I make everything with my monzo card and account . Reviewed on: 27th February 2022
Guiller Migoya's avatar
Guiller Migoya

Best British Bank!!!

4
Monzo is one of those rare banks that do it all. Whatever you need Monzo will have it covered. Reviewed on: 27th February 2022
Scott Carnegie's avatar
Scott Carnegie

amazing

5
Its amazing just amazing Reviewed on: 27th February 2022
Tristan Parris's avatar
Tristan Parris

Quick easy and manageable

5
Following a wealth strategy, I was looking for a bank that made splitting my monthly income into special pots to dedicate for different payments . Monzo has been GOLD it makes this process super fast and simple. In the 24 months I have used them, this system has helped me pay of 10k in debt and purchase my first home . Without a bank that supports me and makes this achievable I am not sure I would have been able to do it Reviewed on: 27th February 2022
Elizabeth Hack's avatar
Elizabeth Hack

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