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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Good for students

Easy for applying the bank account.compared with other banks Reviewed on: 26th February 2022

I am so happy that I use Monzo bank account.

Monzo bank account is so easy and very safe to use. Reviewed on: 26th February 2022

Love monzo

Very easy to use great for saving using pots, monzo flex is very helpful and loans are not hard to obtain. Reviewed on: 26th February 2022

Easy to use and safe

I really like Monzo, is easy to use, 24 hours online attend Reviewed on: 26th February 2022

Brilliant bank

I've been banking with monzo 2 years and it's the best one I've been with. I love the fact they have separate pots for savings. It helped me so much when I was moving into my new home as I was able to categorise my money into small saving pots. A big plus is that my bills can have a separate pot too so I am able to see if I have any disposable income. I also like I get paid a day early than other banks. The only downside is that if I wanted to deposit cash into my account, I get charged. However, apart from that, it's an overall brilliant bank to be with. Reviewed on: 26th February 2022

Excellent Banking System

I'm with 3 banks and I can tell you Monzo is by far the most superior l, I was worried at first being totally app based but ..... all of the features especial live transactions and pots to view I have more autonomy with my finances and the customer service is excellent Reviewed on: 26th February 2022

Great Bank

Very easy to use, helpful customer service. Great help with creating pots and savings system Reviewed on: 26th February 2022

Best in Banking

Great and easy to use banking app. Opening an account was fast and easy. Multiple saving pots. Fast notifications for all activities on your account Reviewed on: 26th February 2022

Best

Best bank in United Kingdom for everyone. Easy access. I love it. Reviewed on: 26th February 2022

So easy to use

Love the phone app as it always let's you know when money comes in or out wit a kching sound on my phone so much quicker than other banks to Reviewed on: 26th February 2022

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