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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17290 reviews)

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4.92

Based on 17,290 reviews, last reviewed 29th Jan 2026

2950% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

An innovative and simple to use account Simple to use. Excellent app. Great customer service. Great idea that you can split your income into separate pots to cover your bills, standing order... Read more Reviewed on: 29th January 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17290)

Review of the Monzo, Current account:

Love Monzo.

Love Monzo. Best bank ever. Customer service is second to none. App user experience is best in class. Treasury management gives me assurance. Culture is en pointe and with which I align. Reviewed on: 4th April 2024

My favourite Monzo features

I love that I can use my card abroad without any extra charges & also the ‘split the bill’ feature, being able to request the money you require from others Reviewed on: 5th May 2025

Good for savings and knowing spending.

Good for savings and knowing spending. Reviewed on: 5th May 2025

Ever since I signed up I never looked back

Ever since I signed up I never looked back Reviewed on: 3rd May 2025

I use my current account when travelling abroad.

I use my current account when travelling abroad. It’s super easy and saved me charges. Reviewed on: 1st May 2025

Best banking app so far

No issues with the app at all, works smoothly, gives you clear understanding of expenses. Useful switch between spending categories and vendors. Reviewed on: 1st May 2025

Exceeds expectations

Always great customer service and products that continual exceed my expectations Reviewed on: 1st May 2025

The complete package

Great comms, products perfect for everyday life, fabulous social media team Reviewed on: 1st May 2025

Excellent service with great money management tools

I have been a Monzo customer for just over a year now, and as I have explored more of what Monzo offers I have become more and more delighted with the service they offer. OK some features are hidden behind a monthly premium subscription, but even the free version allows for a wide range of customisation and management options for you to better manage your money. Excellent service! Reviewed on: 29th April 2025

Monzo current

Good experience across a range of products, excellent design and presentation of information. Reviewed on: 29th April 2025

So easy to use - love having pots and virtual...

So easy to use - love having pots and virtual cards Reviewed on: 29th April 2025

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