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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17988 reviews)

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4.92

Based on 17,987 reviews, last reviewed 17th Feb 2026

37550% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whenever I need support, they’re quick, human and pe... Whenever I need support, they’re quick, human and personalised. The app is super seamless and easy to use - it helps manage finances. Reviewed on: 17th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17988)

Review of the Monzo, Current account:

I like it

Handy tools, friendly user interface. But sadly Monzo relies too much on their scripts and closing down genuine accounts too. That's why their reputation is not as good as Starling bank Reviewed on: 18th April 2021

Great product with great service.

Great product with great service. I have used Monzo for 8+ years and they keep innovating and bringing in features I didn't think I needed (e.g. salary sorter). Reviewed on: 12th February 2026

Very easy to use and I especially like the way you c...

Very easy to use and I especially like the way you can split costs with other Monzo users! Reviewed on: 12th February 2026

Customer service is great, they offer lots of produc...

Customer service is great, they offer lots of products, 10/10 Reviewed on: 12th February 2026

Good friendly service and easy to use

Good friendly service and easy to use Reviewed on: 12th February 2026

Really great bank, easy to understand and exciting c...

Really great bank, easy to understand and exciting changes that support my needs Reviewed on: 12th February 2026

I never thought I’d feel genuine affection for my bank.

I never thought I’d feel genuine affection for my bank. But I do! They’ve always been excellent in every interaction: helpful with insurance, resolved an attempted fraud, addressed some issues I had with duplicate payments. All promptly, without any issues. Reviewed on: 12th February 2026

Monzo bank app is fun and easy to use

Monzo bank app is fun and easy to use Reviewed on: 12th February 2026

Amazing bank.

Amazing bank. Always helpful when I need it. Wouldn’t bank anywhere else. Cannot recommend them enough. I’ve told everyone I know about Monzo and how great it is. Lots of people I know have also joined and love it as well. Reviewed on: 12th February 2026

An amazing product

An amazing product that allows you to have a great overview of how, where and when you are spending your money. I allows you to keep on top of your spend very effectively and I went from using it occasionally to using it for my everyday spend. Reviewed on: 12th February 2026

Makes banking really easy.

Makes banking really easy. I really like the notifications when I spend on card, it gives a similar feedback to using cash so feels less invisible Reviewed on: 12th February 2026

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