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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18205 reviews)

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4.93

Based on 18,205 reviews, last reviewed 1st Mar 2026

48250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18205)

Review of the Monzo, Current account:

Straight forward Modern day banking

Queries are answered fast politely and followed up. Everything is simple to use and I’ve even converted my dad over as he hated online banking before and is now a pro! Thanks Monzo, keep up the hard work Reviewed on: 23rd February 2022

Efficient and convenient

Monzo is the most convenient banking app I've ever used. The additional features in their paid accounts are absolutely invaluable, and make sorting money and bills an absolute breeze. Reviewed on: 23rd February 2026

Monza is the one

Quick notifications no delays. App is easy to navigate Reviewed on: 23rd February 2026

Great app and easy to use.

Great app and easy to use. Lots of information and valuable data. Reviewed on: 23rd February 2026

Amazing Experience With Monzo!

Switched to Monzo last year, best bank by a MILE. Customer support is 10/10 with any issues, chargebacks or random payments, The Perks plan is BRILLIANT as a student being able to pay £7 a month for an annual railcard, a weekly greggs and a free monthly trip to the cinema with a discount on the food!. A lot of banking apps make it difficult to find savings, credit ratings etc etc but the layout of Monzo is great! (+ you can edit the layout to your liking!!) I’ve reccomended Monzo to basically everyone atp! Reviewed on: 23rd February 2026

Monzo has made consciously banking very easy.

Monzo has made consciously banking very easy. I’ve been able to create pots, increase my investing and monitor my spending. Reviewed on: 23rd February 2026

Amazing banking experience, very easy to use interfa...

Amazing banking experience, very easy to use interface and Monzo max provides great value for money along with a different customer experience that many banks don’t tend to offer, overall a great app provided by a great bank Reviewed on: 23rd February 2026

Modern Banking at its best!

I’ve been a Monzo customer for years after switch by banking to them, I cannot fault the service. I love there savings features and Flex options Reviewed on: 23rd February 2026

Excellent

Amazing, would recommend to all friends and family Reviewed on: 23rd February 2026

Easy to use the app, great benefits as I have the ma...

Easy to use the app, great benefits as I have the max plan and also contents insurance for my home which has always been great to deal with. great for the saving challenges too Reviewed on: 23rd February 2026

It’s great.

It’s great. Pay for the Perks Account and it’s amazing value for money. Reviewed on: 23rd February 2026

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