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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Great Service

I appreciate that I can keep in contact through the App. Queries are always resolved with communication and updates and always with such professionalism. I am constantly impressed and of course love the savings pots which are extremely easy to use when needed. Well done guys for such an amazing banking experience!!!! Reviewed on: 25th February 2022

Great

It’s been amazing!! I really enjoy using it, it’s really simple and makes my life easier! Reviewed on: 25th February 2022

Excellent Services

I would recommend Monzo Bank to my Family and Friends,Because it’s very easy to understand. They have the best services in terms of Alerts on How your Money goes in and out ,Making you get Conscious on how you spend your Money .good customer Services…. Reviewed on: 25th February 2022

So quickly and very helpful

Very helpful keep my money safe Reviewed on: 25th February 2022

Simplicity

Monzo makes every aspect of looking after my money easy. I have instant updates on everything I spend. I can split bills with a touch of a button. Save money in pots, round up purchases and put this money to a rainy day fund. View my purchases by category, helping to see how you're spending and where you could save some money. Spending abroad is cost effective and they give a wonderful exchange rate. They have changed the industry forever! I for one am very grateful. Reviewed on: 25th February 2022

Excellent

The best bank Ive been with and it helps me keep in budget Reviewed on: 25th February 2022

Simple to use and straight forward

Customer service is brilliant any issues are resolved instantly and the account is straight forward and no fuss Reviewed on: 25th February 2022

Good

Very good card and service and easy to apply on line Reviewed on: 25th February 2022

So Straightfowrd

Really easy to use and clear and simple updates on your spending. Saving g pots give decent rates too, much better than a standard ISA. Also great for use abroad. Reviewed on: 25th February 2022

First class

Monzo are the most current and eay bank to use. Always updated and I can manage my money. I upgraded my account to premium and would highly recommend. Reviewed on: 25th February 2022

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