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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

This Is best bank

Best Bank Monzo .. monzo is very helpful Reviewed on: 23rd February 2022

10/10

10000000000000000000000000000000000000000000000000/1000000000 Reviewed on: 23rd February 2022

Amazing

Best bank to be with easy to use very friendkyb Reviewed on: 23rd February 2022

Monzo - best choice

Very easy to use my bank account. Reviewed on: 23rd February 2022

Brilliant

Trusting helpful towards its customers Reviewed on: 23rd February 2022

Best Bank EVER

Everything you expect from a bank! Reviewed on: 22nd February 2022

great bank

Great communication from the company, app is easy to use and has very useful features Reviewed on: 22nd February 2022

Monzo, an easy current account without the hassle.

I've been banking with Monzo for a little over 3 years now, I switched from Barclays and haven't looked bank since. They offer a range of perks including Monzo Flex (their version of Buy now, Pay later) Early Salary payments at 4pm whilst most others are around midnight. These are just two examples of why I love using Monzo. Reviewed on: 22nd February 2022

Banking done right

Monzo makes banking easy, my money is safe, secure and visible. I easily recommend them to my friends and family Reviewed on: 21st February 2022

A*****

I love this bank, it’s helped me budget massively and save too! With having pots you can easily manage makes it easier to see where your money is going and save. I wouldn’t recommend this bank over everyone!! There’s round up pots too, normally at McDonald’s You can round your change to the nearest pound for charity. Monzo do this everywhere except it’s all yours at the end, it goes into a roundup pot it’s amazing how much I save just by that! Thank you monzo you’ve helped me a great deal and for free! Reviewed on: 21st February 2022

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