Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19427)

Easiest, Modern, Sleek Bank!!

5
So easy to use, so easy to manage your money! Saving pots are amazing! Ordering lost cards super simple! Everything great Reviewed on: 23rd February 2022

Best bank I have used!

5
Every transaction is itemised with the company logo so you can easily identify who and what you have paid. You get reminders on upcoming payments so you can make sure you have the funds available. Reviewed on: 23rd February 2022

Best Bank Ever!

5
Simply the best!!! So good , wish it had been around years ago!!! Reviewed on: 23rd February 2022

Brilliant ,fast service never had a problem.

5
I've been with monzo for around 3 years now, their services are absolubtly brilliant. I've never had a problem with them and anything I've ever needid to find out has been easily mapped out on their app. Reviewed on: 23rd February 2022

Amazing bank

5
Amazing bank, customer service is brilliant too Reviewed on: 23rd February 2022

BEST BRITISH BANK

5
Monzo, has been very helpful. Excellent customer service and products. Love it. Would totally recommend! Reviewed on: 23rd February 2022

I really love monzo go to work with and safe with your money

5
Keeping my money safe and always ready to help Reviewed on: 23rd February 2022

Simple does it.

5
Simple, easy with a great app. Easy to setup Easy to get help when needed. Easy to access your account and details Easy to transfer money/pay someone/etc. And having the various pots is genious! Also a plus that i dont feel like im being ripped off with charges. Reviewed on: 23rd February 2022

Best bank ever

5
Easy to use easy to transfer to another and you get paid early best bank I have ever used Reviewed on: 23rd February 2022

innovative bank

5
monzo is an innovative bank, everything you want to solve they help you, without you having to leave the comfort of your home. Reviewed on: 23rd February 2022

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products