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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Great agile company

I’ve been with Monzo for many years now! They’re a great back, agile and always innovating shame other banks aren’t doing that! Reviewed on: 20th February 2022

Love it

This bank has made banking exciting again. Very innovative and modern bank that I trust with my money Reviewed on: 20th February 2022

Fantastic and easy

easy to use particularly abroad, useful tools to help save Reviewed on: 19th February 2022

Great bank

Very easy to use and great features Reviewed on: 19th February 2022

Finally a bank that actually helps me!

I understand my money, and feel confident in how I use it. Pots/Budgeting/Payments are 100% easier than through my Lloyds account. Reviewed on: 19th February 2022

Easy and efficient

Does exactly what I want it to (but I would like plus for joint accounts) Reviewed on: 18th February 2022

Feels like using cash

I love how it puts me totally back in control of my money. Tried other banks and always felt like everything was hidden Reviewed on: 18th February 2022

Excellent Service and App

Monzo itself is still relatively new compared to other high street banks however they consistently upgrade their accounts and out do all other competitors! Most high street banks are trying to catch up with Monzo who have service like no other as it’s 24/7 and extremely easy to resolve issues. Monzo has time and time again proven why they’re a leading bank! Reviewed on: 18th February 2022

Financially life changing

Monzo has undoubtedly improved banking, and my financial life personally. It helps the everyday better, and has dramatically reduced my worries about money. Reviewed on: 17th February 2022

Excellent Bank

Been with Monzo since their early days and although innovations have slowed still can’t fault them. Reviewed on: 17th February 2022

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