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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Amazing bank

5
I cannot recommend Monzo highly enough. Helpful. Easy. Quick. Accessible! No hassle. Brilliant. Transparent. Reviewed on: 23rd February 2022
Susie Baxter's avatar
Susie Baxter

Best current account banking app

5
Very Easy to use. Customer service is always available and can assist you within minutes. Managing your account and direct debit is tailored for user’s experience. Reviewed on: 23rd February 2022
Farid Tapdigov's avatar
Farid Tapdigov

Love it

5
Easy to use, great app and I love how transactions appear instantly with the correct company names. Reviewed on: 23rd February 2022
Connor Bray's avatar
Connor Bray

Best bank ever

5
It has been a joy having Monzo as my Bank. Reviewed on: 23rd February 2022
Veronika De La Cruz Aranguren's avatar
Veronika De La Cruz Aranguren

Easy app

5
Never had issues. The app is easy and customer service very quick Reviewed on: 23rd February 2022
Lysann Kroll's avatar
Lysann Kroll

Easy Use, Polite Customer Service, Outstanding Bank

5
Great Bank, never had any problems with them. Any problems I have had are always solved super quickly. New cards arrive very quick, easy to use app and great for helping to track spending. Highly recommended Reviewed on: 23rd February 2022
Piers David's avatar
Piers David

Fantastic

5
Best bank I’ve ever used Reviewed on: 23rd February 2022
Nathan 's avatar
Nathan

Best Bank Ever!

5
I honestly couldn’t fault Monzo. I’ve never had a problem, they tailor their services to my needs and it’s a piece of cake to set up an account. Top notch banking at its finest Reviewed on: 23rd February 2022
Kieran Taylor's avatar
Kieran Taylor

Easy and clear

5
Banking made easy! I can see what's happening with my account in an easy, down to earth way. No jargon! Reviewed on: 23rd February 2022
Russ's avatar
Russ

Quick n Easy

5
Had such bad experiences with other banks. This is the best there is. Reviewed on: 23rd February 2022
Ethan Mc Neill's avatar
Ethan Mc Neill

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