Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19427)

Very Easy To Use

5
Best optimized app and banking method understandable by all ages. Reviewed on: 23rd February 2022
Bogdan Lazarov's avatar
Bogdan Lazarov

Excellent service

5
I have been with Monzo for just over a year and I absolutely love them. I love the get paid early feature. Well done Monzo keep up the good work. Reviewed on: 23rd February 2022
Tracy Peacock's avatar
Tracy Peacock

Friendly and easy-to-use app

5
I've been living in the UK for 6 months now and Monzo has been my bank since I arrived. Fortunately, I chose the right bank for my needs. It has been an incredible experience to be their customer. Reviewed on: 23rd February 2022
Lucas Fonseca's avatar
Lucas Fonseca

Brilliant experience.

5
Such a brilliant experience using this platform. Everything is so accessible and easy to set up. Reviewed on: 23rd February 2022
Adedoyin Adepetun's avatar
Adedoyin Adepetun

Great rates and service

5
Monzo have bought banking into the 21st century and as the world gets smaller, they are helping normal people achieve international banking in a cost effective way! Reviewed on: 23rd February 2022
Alan's avatar
Alan

Amazing Bank

5
One if your best digital banks I’ve used Reviewed on: 23rd February 2022
jessica ugwe's avatar
jessica ugwe

Best bank

5
Their commitment to allowing you to get a complete overall view of your finances and the flow of your money is unparalleled Reviewed on: 23rd February 2022
Michael's avatar
Michael

Best bank I have used

5
By far the best online banking I have used. The app is brilliant and well organised. I got a monzo account as a second bank and now use it as my primary due to how good and easy it is. Recommend to everyone. Reviewed on: 23rd February 2022
Natasha Beardsmore's avatar
Natasha Beardsmore

Brilliant

5
Easy banking. Never had an issue with them recommended highly. Reviewed on: 23rd February 2022
andrewmansell1@hotmail.com's avatar
[email protected]

Really good, unlike the detail the app and bank provide.

5
Great! As I said in the title, the bank and the app provide a lot of insight into my finances which is always helpful Reviewed on: 23rd February 2022
Jordan's avatar
Jordan

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill