Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

View other Monzo products

4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Everything I need

I really value being able to save into pots and having where I spend so clear so I can budget. It’s also all I use abroad Reviewed on: 16th February 2022

best bank, help with any issues

i originally got monzo as a spending account back in 2018 after a few month i ended until transferring over my DD and going ‘full monzo’ i haven’t regretted that decision and when my mental health got worse i was able to speak with them and set limits on my account that suited me and helped me not be impulsive and spend all my money in one go. honestly, they just are an amazing bank who cares about their customers. Reviewed on: 16th February 2022

Easy to use app compared to traditional banking.

Monzo’s app is great! The ease of seeing all my money and daily outgoings in one place is great. The budgeting tool is great for day to day summary, and trends has a great overview of all my finances. The ease of having a side pot of money for bills, direct debits, and savings is great. And having a locked pot has allowed me to save hundreds of pounds in the long run. Reviewed on: 16th February 2022

So simple

Great product, good service, all on my mobile and feeling very in control of my money Reviewed on: 16th February 2022

Love Monzo

Love Monzo, they just make it so much easier to manage your money than other banks. From custom pots to virtual cards, they give me more control over my spending. Reviewed on: 16th February 2022

Banking made fun and easy

The user experience is awesome. Lots of great fun features like pots, notifications from spending, when spending abroad you get a summary of what you spend on your trip. The comms are always fun, easy to understand and customised for you. Everything happens online, no more ”please visit the branch” and 100s of pages of paperwork. Thank you monzo for redefining banking for me, it was never so fun before. Reviewed on: 16th February 2022

Amazing Bank

Monzo is the best Bank I’ve been with - their app is super easy to use and has all the features you need Reviewed on: 16th February 2022

Best Innovative Bank Ever!!

Simple - Monzo is the best bank ever! Reviewed on: 16th February 2022

Just simple and great

It’s really helped me to make money work *just as they say on the tin Reviewed on: 15th February 2022

I love my bank

I love everything about Monzo. The only bank I can recommend to everyone. Reviewed on: 15th February 2022

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current accounts
from Zempler Bank 4.86 from 8122 reviews
Multi-Currency Debit Card
from iFAST Global Bank 4.82 from 74 reviews
Test test testTest test test
from Test test test 5.00 from 1 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3171 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub