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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Banking done right

5
Monzo makes banking easy, my money is safe, secure and visible. I easily recommend them to my friends and family Reviewed on: 21st February 2022
Stuart's avatar
Stuart

A*****

5
I love this bank, it’s helped me budget massively and save too! With having pots you can easily manage makes it easier to see where your money is going and save. I wouldn’t recommend this bank over everyone!! There’s round up pots too, normally at McDonald’s You can round your change to the nearest pound for charity. Monzo do this everywhere except it’s all yours at the end, it goes into a roundup pot it’s amazing how much I save just by that! Thank you monzo you’ve helped me a great deal and for free! Reviewed on: 21st February 2022
thewalmsleys07@icloud.com's avatar
[email protected]

Great agile company

5
I’ve been with Monzo for many years now! They’re a great back, agile and always innovating shame other banks aren’t doing that! Reviewed on: 20th February 2022
Danl's avatar
Danl

Love it

5
This bank has made banking exciting again. Very innovative and modern bank that I trust with my money Reviewed on: 20th February 2022
Anthony Philip's avatar
Anthony Philip

Fantastic and easy

5
easy to use particularly abroad, useful tools to help save Reviewed on: 19th February 2022
AM's avatar
AM

Great bank

5
Very easy to use and great features Reviewed on: 19th February 2022
JamesFenwick's avatar
JamesFenwick

Finally a bank that actually helps me!

5
I understand my money, and feel confident in how I use it. Pots/Budgeting/Payments are 100% easier than through my Lloyds account. Reviewed on: 19th February 2022
Ben Foster's avatar
Ben Foster

Easy and efficient

5
Does exactly what I want it to (but I would like plus for joint accounts) Reviewed on: 18th February 2022
Scott's avatar
Scott

Feels like using cash

5
I love how it puts me totally back in control of my money. Tried other banks and always felt like everything was hidden Reviewed on: 18th February 2022
Rob's avatar
Rob

Excellent Service and App

5
Monzo itself is still relatively new compared to other high street banks however they consistently upgrade their accounts and out do all other competitors! Most high street banks are trying to catch up with Monzo who have service like no other as it’s 24/7 and extremely easy to resolve issues. Monzo has time and time again proven why they’re a leading bank! Reviewed on: 18th February 2022
Bethany Morgan's avatar
Bethany Morgan

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