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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Amazing

Absolutely love Monzo the app is lovely and love the ability to use IFTTT Reviewed on: 15th February 2022

Brilliant

Easy to use, all done through the app and I love being able to separate money into pots Reviewed on: 15th February 2022

Simple and consistant

Never had issues around functionality and never fails to be the quickest to send/ receive payments (even letting me get money a day early too!!) Reviewed on: 15th February 2022

Best bank out there, period.

Compared to everything else I've used Monzo wins hands-down. Quite obviously compared to legacy banks who may have spruced up their apps, but the nasty underlying legacy systems still poke through all the time. And it's better than other neobanks, too. The UI is great and gives a wonderful, clear overview of what's going on in my financial life, and they really sweat the details with thinks like virtual cards, pots, etc. etc. and then going the extra mile to make these things work together - i.e. tying a virtual card to a pot. There are manifold examples of this kind of great product thinking in the app, and it all works together splendidly. Reviewed on: 15th February 2022

good support and reliable

used Monzo for many years and never had any issues, recommended to friends along the way Reviewed on: 15th February 2022

Amazing and easy!

Monzo is by far an amazing bank with such ease of use it makes banking painless and no hastle! Just what you want out of your bank! Everything is easy to set up and use too! Reviewed on: 15th February 2022

best bank out there

mobile based bank that has a lot of features most high street banks wish they could have , you can get paid a day early which should be a feature of all banks , good app for budgeting , and have had no isses with getting help from customer service Reviewed on: 15th February 2022

Great bank and it makes budgeting so easy!

By switching from HSBC to Monzo I have finally got full control of my money. I can see all my monthly bills, set money aside in to ringfenced pots to pay them and then see what categories I spend on. I’m out my overdraft and I have money saved Reviewed on: 15th February 2022

The best!

Getting paid a day earlier best feeling ever!Gone full monzo now Reviewed on: 15th February 2022

Easy to use bank

Monzo is simple to use and has lots of features to help me track every aspect of my finances. Reviewed on: 15th February 2022

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