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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Taking back control

Since moving to monzo, I’ve totally taken back control of my finances. They just make it so easy with savings pits and separating the bills money which pays the bills from that pot. Such a simple idea but so effective Reviewed on: 15th February 2022

Best bank account

The most efficient and best bank account I have ever had, helped with managing my finances and budgeting, always feels like their is a personal touch with their customer care Reviewed on: 15th February 2022

Here since the beta, no intention of leaving

I've recommended Monzo to friends and family consistantly, and thankfully many have joined. The digital first approach is exactly what I need to stay in financial control and any interactions I've had have been quick, painless and resolved first time. Can't recommend them enough. Reviewed on: 15th February 2022

Great bank

Great bank! Really can’t ask for more and I love the fact they don’t have an actual branch and you can resolve anything you’d need just from your phone. Reviewed on: 15th February 2022

Best bank!

I have always struggled with money and before monzo I used to live in my overdraft! No debt no more. Love my Monzo! Reviewed on: 15th February 2022

Fabulous easy banking

Monzo has helped me save more than I've ever managed to save before in my life they make it so easy and the customer service is second to none Reviewed on: 15th February 2022

A Great bank for money management

Monzo is fantastic for helping me to budget. Unfortunately some of the features do reside behind a paywall, but ultimately they help me save more than they cost. Reviewed on: 15th February 2022

Great customer service and really easy to use account

Account is really easy to use and customer service is outstanding Reviewed on: 15th February 2022

Fan-Dabby-Abulous

Great customer service always, great app and services! I’m so happy I made the choice to switch banks Reviewed on: 15th February 2022

Excellent innovative bank

Loved being with Monzo over the last few years. Not something I’d think I’d ever say about a bank. Always coming up with great features (which my other bank has now copied) and just so easy to deal with whenever you need to contact them. Reviewed on: 15th February 2022

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