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Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,398 reviews, last reviewed 21st Apr 2026
70467% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026
Jason K's avatar
Jason K

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19398)

Best Bank ever

5
I have never had so much control over my money and budget. I and finally in control with no more living on baked beans at the end of the money and always have the money to pay all my bills. Reviewed on: 15th February 2022
Sezblue's avatar
Sezblue

Highly recommended

5
Great service and an excellent current account. Two years on, I'm so glad I made the switch to Monzo. I've never felt more in control of my money. Reviewed on: 15th February 2022
Cara Brander's avatar
Cara Brander

Amazing

5
Monzo forgot everything they knew about banks and started from scratch. Everything is super quick and super efficient, I love it. Reviewed on: 15th February 2022
@iamspalding's avatar
@iamspalding

Great bank

5
Great bank - use it for all of my banking - Flex is great Reviewed on: 15th February 2022
Theo's avatar
Theo

Modern way to bank

5
Love that u can request money from friends and family and the easy to manage pots. Very modern way to bank Reviewed on: 15th February 2022
Amy Doore's avatar
Amy Doore

Amazing

5
Totally got on top of my finances with this bank can’t recommend it enough . Reviewed on: 15th February 2022
Linda gill's avatar
Linda gill

Amazingly easy to work with

5
They are so helpful. The app is easy to use. The joint account is so simple to set up and the social media team is 2nd to none Reviewed on: 15th February 2022
Erin Sheridan's avatar
Erin Sheridan

Money management for 2022

5
Monzo value the things I do ! My money, not branches or new customers. In th 4 years I have been with them I have never need more than what’s in the app. The new feature keep coming and I love it Reviewed on: 15th February 2022
Ben Bradbury's avatar
Ben Bradbury

Taking control of your financial life

4
Monzo has been an absolute life saver for me, from getting myself out of £500 overdraft debt to being able to save the majority of my income, it’s modern features allowing you to get access to your financial data and being compatible with modern automation apps such as IFTTT allows you to automate aspects of banking. Monzo has revolutionised the way banking has been done and I personally would never look back to traditional banks as they do not iterate and improve their apps as much as Monzo do, the only thing I would say is that their app updates and new features seem to have slowed, we love new features guys! More please! Reviewed on: 15th February 2022
Keian's avatar
Keian

Help me be in control with my money

5
I love monzo, it helps me manage my money and save too Reviewed on: 15th February 2022
Char86's avatar
Char86

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