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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Banking for everyone

5
I've used Monzo since 2017 and have never been let down. I can't recommend this enough. I hope they continue to top the charts so more traditional banks pick up steam and make money work for everyone too. Reviewed on: 16th February 2022
Brandon S's avatar
Brandon S

Best bank ever

5
Monzo have been the best bank experience I’ve ever had, super easy, customer service is fantastic. Just a great all round bank. Reviewed on: 16th February 2022
Kieran Sinclair's avatar
Kieran Sinclair

Everything I need

5
I really value being able to save into pots and having where I spend so clear so I can budget. It’s also all I use abroad Reviewed on: 16th February 2022
Sarah 's avatar
Sarah

best bank, help with any issues

5
i originally got monzo as a spending account back in 2018 after a few month i ended until transferring over my DD and going ‘full monzo’ i haven’t regretted that decision and when my mental health got worse i was able to speak with them and set limits on my account that suited me and helped me not be impulsive and spend all my money in one go. honestly, they just are an amazing bank who cares about their customers. Reviewed on: 16th February 2022
Mx Leisa-Marie's avatar
Mx Leisa-Marie

Easy to use app compared to traditional banking.

5
Monzo’s app is great! The ease of seeing all my money and daily outgoings in one place is great. The budgeting tool is great for day to day summary, and trends has a great overview of all my finances. The ease of having a side pot of money for bills, direct debits, and savings is great. And having a locked pot has allowed me to save hundreds of pounds in the long run. Reviewed on: 16th February 2022
Andy's avatar
Andy

So simple

5
Great product, good service, all on my mobile and feeling very in control of my money Reviewed on: 16th February 2022
Peter Gracey's avatar
Peter Gracey

Love Monzo

5
Love Monzo, they just make it so much easier to manage your money than other banks. From custom pots to virtual cards, they give me more control over my spending. Reviewed on: 16th February 2022
Jasmine Stone's avatar
Jasmine Stone

Banking made fun and easy

5
The user experience is awesome. Lots of great fun features like pots, notifications from spending, when spending abroad you get a summary of what you spend on your trip. The comms are always fun, easy to understand and customised for you. Everything happens online, no more ”please visit the branch” and 100s of pages of paperwork. Thank you monzo for redefining banking for me, it was never so fun before. Reviewed on: 16th February 2022
Isabella's avatar
Isabella

Amazing Bank

5
Monzo is the best Bank I’ve been with - their app is super easy to use and has all the features you need Reviewed on: 16th February 2022
N B's avatar
N B

Best Innovative Bank Ever!!

5
Simple - Monzo is the best bank ever! Reviewed on: 16th February 2022
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Anonymous

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