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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Just simple and great

5
It’s really helped me to make money work *just as they say on the tin Reviewed on: 15th February 2022
Stuart Mcdonald's avatar
Stuart Mcdonald

I love my bank

5
I love everything about Monzo. The only bank I can recommend to everyone. Reviewed on: 15th February 2022
Diane Atkinson's avatar
Diane Atkinson

Amazing

5
Absolutely love Monzo the app is lovely and love the ability to use IFTTT Reviewed on: 15th February 2022
Ed's avatar
Ed

Brilliant

5
Easy to use, all done through the app and I love being able to separate money into pots Reviewed on: 15th February 2022
Francesca Venting's avatar
Francesca Venting

Simple and consistant

5
Never had issues around functionality and never fails to be the quickest to send/ receive payments (even letting me get money a day early too!!) Reviewed on: 15th February 2022
Elliot's avatar
Elliot

Best bank out there, period.

5
Compared to everything else I've used Monzo wins hands-down. Quite obviously compared to legacy banks who may have spruced up their apps, but the nasty underlying legacy systems still poke through all the time. And it's better than other neobanks, too. The UI is great and gives a wonderful, clear overview of what's going on in my financial life, and they really sweat the details with thinks like virtual cards, pots, etc. etc. and then going the extra mile to make these things work together - i.e. tying a virtual card to a pot. There are manifold examples of this kind of great product thinking in the app, and it all works together splendidly. Reviewed on: 15th February 2022
Sam Smith's avatar
Sam Smith

good support and reliable

5
used Monzo for many years and never had any issues, recommended to friends along the way Reviewed on: 15th February 2022
Edan Brooke's avatar
Edan Brooke

Amazing and easy!

5
Monzo is by far an amazing bank with such ease of use it makes banking painless and no hastle! Just what you want out of your bank! Everything is easy to set up and use too! Reviewed on: 15th February 2022
Robert Grieves's avatar
Robert Grieves

best bank out there

5
mobile based bank that has a lot of features most high street banks wish they could have , you can get paid a day early which should be a feature of all banks , good app for budgeting , and have had no isses with getting help from customer service Reviewed on: 15th February 2022
Dan Middleton's avatar
Dan Middleton

Great bank and it makes budgeting so easy!

5
By switching from HSBC to Monzo I have finally got full control of my money. I can see all my monthly bills, set money aside in to ringfenced pots to pay them and then see what categories I spend on. I’m out my overdraft and I have money saved Reviewed on: 15th February 2022
Stompy's avatar
Stompy

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