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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

105800% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Best switch I've made

As a customer for almost 2 years now I can just say this is the best decision I've made. I've struggled with saving but monzo makes it so much easier with pots and the ability to export all my expenditure to spreadsheets. Really helpful Reviewed on: 15th February 2022

Monzo

I absolutely love Monzo! Allowing myself to be in more control of my finances where as previously this was always a struggle. Reviewed on: 15th February 2022

Best bank ever!

Been with Monzo for years now and I have never been in a better financial position than I am now. Their bill pots with active direct debits is a life saver and means I can budget properly each month. Their customer service is always fast and friendly. Reviewed on: 15th February 2022

Fabulous

Amazing and easy to use on every level never ever had a problem with monzo Reviewed on: 15th February 2022

Cracking bank!

Love everything about Monzo, from the ease of using the app everyday to the fantastic customer service (when needed), it's ace! Reviewed on: 15th February 2022

Best bank

This is by far the best bank I have ever been with for a current account. I am a premium member but I like the way you get payed 1 day early see upcoming DD how easy it is to get support. Reviewed on: 15th February 2022

Great bank

Monzo was easy to get online. My card was delivered within days. Their rates are good and the app is user friendly Reviewed on: 15th February 2022

Modern day banking, in the palm of your hand

The consideration of "banking needs" sets Monzo apart from the incumbents through giving us the power to manage our finances, using tools that benefit us, whilst helping to make money work for everyone. Reviewed on: 15th February 2022

Love my monzo account

I've been with monzo a few years and I really love all the features. Being able to separate my money into pots has helped me keep on top of my bills. Reviewed on: 15th February 2022

All in one bank!

I have been banking with Monzo for just over 2 years and I'm so glad I made the switch! Amazing service and so many perks! Reviewed on: 15th February 2022

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