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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Fan-Dabby-Abulous

5
Great customer service always, great app and services! I’m so happy I made the choice to switch banks Reviewed on: 15th February 2022
Kate Slaney's avatar
Kate Slaney

Excellent innovative bank

5
Loved being with Monzo over the last few years. Not something I’d think I’d ever say about a bank. Always coming up with great features (which my other bank has now copied) and just so easy to deal with whenever you need to contact them. Reviewed on: 15th February 2022
Djged's avatar
Djged

Best Bank ever

5
I have never had so much control over my money and budget. I and finally in control with no more living on baked beans at the end of the money and always have the money to pay all my bills. Reviewed on: 15th February 2022
Sezblue's avatar
Sezblue

Highly recommended

5
Great service and an excellent current account. Two years on, I'm so glad I made the switch to Monzo. I've never felt more in control of my money. Reviewed on: 15th February 2022
Cara Brander's avatar
Cara Brander

Amazing

5
Monzo forgot everything they knew about banks and started from scratch. Everything is super quick and super efficient, I love it. Reviewed on: 15th February 2022
@iamspalding's avatar
@iamspalding

Great bank

5
Great bank - use it for all of my banking - Flex is great Reviewed on: 15th February 2022
Theo's avatar
Theo

Modern way to bank

5
Love that u can request money from friends and family and the easy to manage pots. Very modern way to bank Reviewed on: 15th February 2022
Amy Doore's avatar
Amy Doore

Amazing

5
Totally got on top of my finances with this bank can’t recommend it enough . Reviewed on: 15th February 2022
Linda gill's avatar
Linda gill

Amazingly easy to work with

5
They are so helpful. The app is easy to use. The joint account is so simple to set up and the social media team is 2nd to none Reviewed on: 15th February 2022
Erin Sheridan's avatar
Erin Sheridan

Money management for 2022

5
Monzo value the things I do ! My money, not branches or new customers. In th 4 years I have been with them I have never need more than what’s in the app. The new feature keep coming and I love it Reviewed on: 15th February 2022
Ben Bradbury's avatar
Ben Bradbury

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