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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Taking control of your financial life

4
Monzo has been an absolute life saver for me, from getting myself out of £500 overdraft debt to being able to save the majority of my income, it’s modern features allowing you to get access to your financial data and being compatible with modern automation apps such as IFTTT allows you to automate aspects of banking. Monzo has revolutionised the way banking has been done and I personally would never look back to traditional banks as they do not iterate and improve their apps as much as Monzo do, the only thing I would say is that their app updates and new features seem to have slowed, we love new features guys! More please! Reviewed on: 15th February 2022
Keian's avatar
Keian

Help me be in control with my money

5
I love monzo, it helps me manage my money and save too Reviewed on: 15th February 2022
Char86's avatar
Char86

Best bank ever

5
I get everything I need from monzo! You can’t go wrong Reviewed on: 15th February 2022
Daniel's avatar
Daniel

So many features

5
So many features. Get paid early is amazing as is the salary sorter and savings pots Reviewed on: 15th February 2022
Ashley Carter's avatar
Ashley Carter

Always been a good bank, poor customer service though

4
The app is very good. Customer service could be better. Reviewed on: 15th February 2022
robsug's avatar
robsug

My main bank for 3 years now

5
This is the best bank I have ever used! Reviewed on: 15th February 2022
Yatin Vadhia's avatar
Yatin Vadhia

Cutting Edge Banking

5
Useful and informative app puts the customer in control of their finances Reviewed on: 15th February 2022
Steve Williams's avatar
Steve Williams

Best modern bank

5
Finally nice to see new innovative banks take over from the old banks which always held the market share Reviewed on: 15th February 2022
HarrisonH's avatar
HarrisonH

Monzo changed my life

5
My monzo bank account is a game changer Reviewed on: 15th February 2022
Omo Latz's avatar
Omo Latz

Love them

5
Love the ease of the whole app, love the pots, love the customer service Reviewed on: 15th February 2022
Krissie Coffman's avatar
Krissie Coffman

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