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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

105800% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Great

Great service, great options for customers. Reviewed on: 2nd February 2022

It just works

I've been using Monzo since the prepaid days and every day they add new features. Shared tabs is one of my favs. My only complain is that they still have not brought back a running account balance - hope this makes a comeback soon! Reviewed on: 2nd February 2022

Monzo is an amazing digital bank!

I've been using Monzo for 4 years now. I upgraded to their Monzo Premium account and have enjoyed the benefits of it. Any things I have needed help with Monzo always help in a timely manner, they have great customer service. I also love their Tweets ! Reviewed on: 2nd February 2022

Best Bank Account Ever!

I’ve had this bank account just shy of 5 years and I have never looked back!! Everything I could ask from a bank all in one place! No long winded applications, no fuss, just simplicity, ease, and calm! Pings whenever you spend or get paid! The early payday feature is also the best!! Reviewed on: 2nd February 2022

Great UX

Great experience system-wide and customer support! Reviewed on: 1st February 2022

Fantastic app and service

Just a fantastic bank with fantastic values Reviewed on: 1st February 2022

Brilliant simple bank that just works.

I've had an account for a few years now and Monzo is simply the best bank for simplicity. They don't have the arrogance of the traditional banks. Reviewed on: 1st February 2022

Easy, full of features. Next level banking

Monzo, where to start. They are easy to use from sign up to managing your money on the go. The app is so easy to use and is packed full of features that most conventional banks haven't even touched base with yet. The support is next to none. Any issue I have had it's been sorted very quickly without having to sit listening to waiting music trying to get through. Many premium features that give you outstanding perks like travel insurance and mobile insurance. Have been with them for a few years no after being with 2 major UK banks and can say I'm not disappointed. Reviewed on: 1st February 2022

A breath of fresh air

I LOVE Monzo. It works so beautifully and gives you everything you need in a bank. I tell everyone about it and I'm constantly convincing people to swap over because of the great features and customer service. I wouldn't consider going anywhere else now Reviewed on: 1st February 2022

Still the best choice

5 years later and I’m still loving Monzo! Reviewed on: 1st February 2022

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