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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

How Banking Should Be

5
Switching to Monzo for all my banking was life changing. I can manage my money and bills so easily I am in complete control. Reviewed on: 15th February 2022
Paul Owens's avatar
Paul Owens

Safe, secure and well informed!

5
I was introduced to Monzo by my daughter and really happy about it. It has helped us share expenses on holiday, transfer money and withdraw holiday money in the various different countries that we have visited. The Bank keeps you informed and up to date on any developments and additional services. Also love the eye-catching coloured cards. So pleased to be a member of this modern lively bank. Reviewed on: 15th February 2022
Margaret James's avatar
Margaret James

Best switch I've made

5
As a customer for almost 2 years now I can just say this is the best decision I've made. I've struggled with saving but monzo makes it so much easier with pots and the ability to export all my expenditure to spreadsheets. Really helpful Reviewed on: 15th February 2022
AndyGST's avatar
AndyGST

Monzo

5
I absolutely love Monzo! Allowing myself to be in more control of my finances where as previously this was always a struggle. Reviewed on: 15th February 2022
xLauren's avatar
xLauren

Best bank ever!

5
Been with Monzo for years now and I have never been in a better financial position than I am now. Their bill pots with active direct debits is a life saver and means I can budget properly each month. Their customer service is always fast and friendly. Reviewed on: 15th February 2022
MsPixels's avatar
MsPixels

Fabulous

5
Amazing and easy to use on every level never ever had a problem with monzo Reviewed on: 15th February 2022
Ry Jay's avatar
Ry Jay

Cracking bank!

5
Love everything about Monzo, from the ease of using the app everyday to the fantastic customer service (when needed), it's ace! Reviewed on: 15th February 2022
Marcus's avatar
Marcus

Best bank

5
This is by far the best bank I have ever been with for a current account. I am a premium member but I like the way you get payed 1 day early see upcoming DD how easy it is to get support. Reviewed on: 15th February 2022
James De Battisti's avatar
James De Battisti

Great bank

5
Monzo was easy to get online. My card was delivered within days. Their rates are good and the app is user friendly Reviewed on: 15th February 2022
Ursula's avatar
Ursula

Modern day banking, in the palm of your hand

5
The consideration of "banking needs" sets Monzo apart from the incumbents through giving us the power to manage our finances, using tools that benefit us, whilst helping to make money work for everyone. Reviewed on: 15th February 2022
Anthony's avatar
Anthony

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