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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

105800% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Monzo get it.

Monzo just get it. I have accounts with many different banks for business reasons and Monzo is leaguers better. they keep things simple and focus on the details. What you're left with is are powerful, useful, simple, elegant and approachable tools. Reviewed on: 1st February 2022

Amazing customer service

The easiest and most simple banking app out there and their customer service is second to none. Reviewed on: 1st February 2022

Best bank ever!

Monzo is the best bank ever! I use it as my main account. I love how easy the app is to use & how easy it is to open savings accounts & set up direct debits. Reviewed on: 31st January 2022

Monzo is so easy and helps you keep track

Monzo is so easy to use and lets you set spending goals, and saving pots. Reviewed on: 30th January 2022

Best and efficient service in town

I had someone used my card details to pay for some services and goods. 3 attempts were not successful but two attempts were successful. I reported these incidents to Monzo and stopped my card right the way. Within seconds my card was stopped and all the money stolen from my account was credited to my account without any hassle. I had a new card sent to me after a week. Freda Ou Reviewed on: 30th January 2022

best bank ever

the best bank ever. i'd never go back to a brick and mortar Reviewed on: 29th January 2022

The best.

Highest quality customer service and product Reviewed on: 29th January 2022

Best modern bank

Flawless customer service, exceptional quality Reviewed on: 29th January 2022

so easy to set up, good app

easy to set up, great app once you're up and running, really enjoy the pots for effective budgeting and saving Reviewed on: 28th January 2022

The essential banking app of UK

It just works. The best current account on the market. Good friendly support, new features and the smoothest app around with incredible uptime. Reviewed on: 28th January 2022

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