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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

The best bank ever!

5
I have never been so invested in my bank before. Monzo is innovative, creative and meets all of my banking needs as well! I would highly recommend to anyone. Reviewed on: 15th February 2022
Matt's avatar
Matt

Excellent app and services

5
Modern app which helps with budgeting. Always good customer service Reviewed on: 15th February 2022
Benjamin Wyatt's avatar
Benjamin Wyatt

Always easy with Monzo

5
I love Monzo, they make it easy to save, spend, transfer to friends and even invest. Reviewed on: 12th February 2022
Daisy Cross's avatar
Daisy Cross

The easiest card to save and track spending with!

5
I’m trying to save and constantly shocked by money seeming to “disappear” from my account. But using Monzo allows me to see every spend and stay really on top of my finances and save money Reviewed on: 8th February 2022
jamila Dixon's avatar
jamila Dixon

Amazing product

5
I really love the Monzo app and getting updates on my phones. Way better than traditional banking. Reviewed on: 7th February 2022
cs's avatar
cs

Quick easy online banking

4
Quick and easy, straightforward interface and nice features e.g. pots for separating money. I have moved to Monzo as they are one of the only banks allowing cryptocurrency purchases and transactions Reviewed on: 6th February 2022
kiwi comp's avatar
kiwi comp

Andrei

5
Sunt profesor de conducere și nu îmi ajung bnai pentru început și vreau sa câștig aici 1000£ Reviewed on: 5th February 2022
Willy William's avatar
Willy William

Innovative bank that does exactly what you need.

5
Great app, great customer service. Reviewed on: 5th February 2022
Nathan egan's avatar
Nathan egan

A great app means a great service

5
I have been using Monzo for a number of years now and the app still beats the competition. When you're only exposure to a bank account is the app, why would you base your vote on anything else. Yes, there's more to do but the fundamental benefit of the service is the thing you interact with everyday! Reviewed on: 4th February 2022
Chris Rolfe's avatar
Chris Rolfe

Best bank ever.

5
All other banks are comparatively obsolete. I never though interacting with a bank could be a positive experience until I tried Monzo for the first time. I am never going back to traditional banks for my current account operations. Reviewed on: 3rd February 2022
Ioan Banzourkov's avatar
Ioan Banzourkov

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