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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

105800% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Amazing bank

I've been using monzo for years now and have never had any issues at all. Easy and intelligent app, no fees, easy to use abroad. Perfect! Reviewed on: 28th January 2022

Always recommend

I've been with Monzo for many years now, their pots setup and the way you can set a direct debit to be paid from a pot has massively helped me with money management. I've gone from being £1000s worth of debt to being in the black by setting all my bills to come out of pots when they're due out... Now I know how much money I have left after my bills are paid and can budget better. Without Monzo I'd be screwed! Thanks Monzo, I hope ya'll see just how helpful you've been. Reviewed on: 27th January 2022

Easy to use, helpful customer service

Great interface, so easy to manage money with the inbuilt budgeting tools. Easy to get answers to queries using the chat function. Reviewed on: 27th January 2022

Best banking experience ever!

I’m 34 and have grown up viewing banks as old-fashioned, dusty, boring places that were just a necessity of life. But now, since discovering Monzo I not only feel actually in control of my money - but the bank ‘speaks my language’. They’re a friendly, trustworthy, excellent bank and the future of banking as we know it. Great job Monzo! Reviewed on: 27th January 2022

Best bank I have used!

I’ve had a couple of banks but I thought I would switch to Monzo, best decision I’ve ever made. The products that Monzo offer are keeping up with today’s technology changes this just makes such a difference when using Monzo and their saving pots compared to a slow high street bank that seems outdated to me. Reviewed on: 27th January 2022

One of the best bank accounts

Monzo is one the best bank accounts, I've ever used. It has an easy to navigate layout, good way to see how you spend your money and to categorise them in terms of the type of spending it is. Reviewed on: 27th January 2022

Brilliant from beginning to end

The experience I have had with Monzo so far has been second to none. I’ve never seen a bank that operates so openly and real with its customers. Reviewed on: 26th January 2022

Best service by a mile

Fantastic, helpful, convenient. What’s not to love about monzo? They actually care. The best and hopefully the last bank I’ll ever have to use. Reviewed on: 26th January 2022

Techno-Bank

Very easy to set up and transfer money. And especially control our funds. Reviewed on: 26th January 2022

Extremely easy to use.

Has everything I’d like from a bank. The different ways you can manage your account and the customer service is excellent, for the few times I’ve ever had to use it Reviewed on: 26th January 2022

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