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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Best customer service!

5
Monzo has always been there to help if I have an issue with my account. The ability to freeze my card via the app (having lost it a couple times) is also a lifesaver Reviewed on: 3rd February 2022
Billy's avatar
Billy

Simple and reliable banking

5
I love the control I have with Monzo bank. I am able to set my budget, make and receive payments easily and save money without much effort. I find it easy to transfer money to people when required and I can keep a track of my spending with handy alerts! Reviewed on: 2nd February 2022
Nadia Josephine's avatar
Nadia Josephine

Great

4
Great service, great options for customers. Reviewed on: 2nd February 2022
Jonathan Hill's avatar
Jonathan Hill

It just works

5
I've been using Monzo since the prepaid days and every day they add new features. Shared tabs is one of my favs. My only complain is that they still have not brought back a running account balance - hope this makes a comeback soon! Reviewed on: 2nd February 2022
Sacha's avatar
Sacha

Monzo is an amazing digital bank!

5
I've been using Monzo for 4 years now. I upgraded to their Monzo Premium account and have enjoyed the benefits of it. Any things I have needed help with Monzo always help in a timely manner, they have great customer service. I also love their Tweets ! Reviewed on: 2nd February 2022
Sam's avatar
Sam

Best Bank Account Ever!

5
I’ve had this bank account just shy of 5 years and I have never looked back!! Everything I could ask from a bank all in one place! No long winded applications, no fuss, just simplicity, ease, and calm! Pings whenever you spend or get paid! The early payday feature is also the best!! Reviewed on: 2nd February 2022
Nicholas East's avatar
Nicholas East

Great UX

5
Great experience system-wide and customer support! Reviewed on: 1st February 2022
Alessandro's avatar
Alessandro

Fantastic app and service

5
Just a fantastic bank with fantastic values Reviewed on: 1st February 2022
Luke Bath's avatar
Luke Bath

Brilliant simple bank that just works.

5
I've had an account for a few years now and Monzo is simply the best bank for simplicity. They don't have the arrogance of the traditional banks. Reviewed on: 1st February 2022
RoPo's avatar
RoPo

Easy, full of features. Next level banking

5
Monzo, where to start. They are easy to use from sign up to managing your money on the go. The app is so easy to use and is packed full of features that most conventional banks haven't even touched base with yet. The support is next to none. Any issue I have had it's been sorted very quickly without having to sit listening to waiting music trying to get through. Many premium features that give you outstanding perks like travel insurance and mobile insurance. Have been with them for a few years no after being with 2 major UK banks and can say I'm not disappointed. Reviewed on: 1st February 2022
Dean Imlay's avatar
Dean Imlay

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