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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

A breath of fresh air

5
I LOVE Monzo. It works so beautifully and gives you everything you need in a bank. I tell everyone about it and I'm constantly convincing people to swap over because of the great features and customer service. I wouldn't consider going anywhere else now Reviewed on: 1st February 2022
Helen Gladwin's avatar
Helen Gladwin

Still the best choice

5
5 years later and I’m still loving Monzo! Reviewed on: 1st February 2022
Alex's avatar
Alex

Monzo get it.

5
Monzo just get it. I have accounts with many different banks for business reasons and Monzo is leaguers better. they keep things simple and focus on the details. What you're left with is are powerful, useful, simple, elegant and approachable tools. Reviewed on: 1st February 2022
James's avatar
James

Amazing customer service

5
The easiest and most simple banking app out there and their customer service is second to none. Reviewed on: 1st February 2022
Scott Thomson's avatar
Scott Thomson

Best bank ever!

5
Monzo is the best bank ever! I use it as my main account. I love how easy the app is to use & how easy it is to open savings accounts & set up direct debits. Reviewed on: 31st January 2022
RhianB's avatar
RhianB

Monzo is so easy and helps you keep track

5
Monzo is so easy to use and lets you set spending goals, and saving pots. Reviewed on: 30th January 2022
owl5454's avatar
owl5454

Best and efficient service in town

5
I had someone used my card details to pay for some services and goods. 3 attempts were not successful but two attempts were successful. I reported these incidents to Monzo and stopped my card right the way. Within seconds my card was stopped and all the money stolen from my account was credited to my account without any hassle. I had a new card sent to me after a week. Freda Ou Reviewed on: 30th January 2022
Freda Ou's avatar
Freda Ou

best bank ever

5
the best bank ever. i'd never go back to a brick and mortar Reviewed on: 29th January 2022
rdougs77's avatar
rdougs77

The best.

5
Highest quality customer service and product Reviewed on: 29th January 2022
rdougs77's avatar
rdougs77

Best modern bank

5
Flawless customer service, exceptional quality Reviewed on: 29th January 2022
Yvonne Roberts's avatar
Yvonne Roberts

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