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Monzo: Current account reviews

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4.93
Based on 19,397 reviews, last reviewed 21st Apr 2026
105750% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Love Banking With Monzo Never had an issue with Monzo been banking with them for years.. I think it’s an amazing bank to be and love that I can access my money early, never h... Read more Reviewed on: 21st April 2026
Shannon L's avatar
Shannon L

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19397)

Makes banking easy

5
Best bank I have ever dealt with feel like they are truly interested in the customer Reviewed on: 24th January 2022
James Barnard's avatar
James Barnard

Best bank

5
Always deal with queries quickly and efficiently. All info available on my phone. Love Monzo Reviewed on: 24th January 2022
mandypriestley's avatar
mandypriestley

Money saving magic

5
Monzo has made life so much easier with its saving options. Opening a pot and using the round up payments option to add that little extra to my savings on everything I spend. It’s always a nice surprise to see that extra money adding up to a nice sum every couple months. 10/10 would recommend to anyone struggling to save. Reviewed on: 24th January 2022
Scott Townley's avatar
Scott Townley

Best current account

5
Customer service is fantastic, easy to use and have helped me when I've had issues with a particular payment vendor. No nasty call holding queues! Reviewed on: 24th January 2022
jtaylor69's avatar
jtaylor69

Fab bank

5
Monzo’s current account is the best I’ve ever used, the flexibility whilst travelling, instant transfers, sending to friends, labelling transactions for a spending report, separate pots, truly brilliant, the best by far Reviewed on: 24th January 2022
Sam Badcock's avatar
Sam Badcock

Easy, quick, simple, amazing

5
Basically they are easiest the best back I've ever used, they make budgeting and saving into pots sooooo easy, but my favourite is spending abroad and splitting a bill with friends who of course have all been reffered to the best bank already, its just so simple to know exactly what you've spent in both currencies and easily split any purchase or just add to the holiday tab, Reviewed on: 24th January 2022
Ryan Willis's avatar
Ryan Willis

Absolutely Fantastic

5
Absolutely Fantastic bank, couldn't fault them for anything would never swap to another bank again, thank you Monzo Reviewed on: 24th January 2022
Reece McCue's avatar
Reece McCue

Best bank

5
I used Monzo when my high street bank let me down and I've never looked back. It really shows how far behind other banks are and helps me budget unlike my last bank Reviewed on: 24th January 2022
Tyler Ash Fraser's avatar
Tyler Ash Fraser

Everything in one place

5
Love the real time notifications of spending, makes me very confident that my money is safe Reviewed on: 24th January 2022
James Cook's avatar
James Cook

Great tech

4
I have always had a good experience with Monzo and the technology is outstanding with the notifications for payments Reviewed on: 24th January 2022
Jack's avatar
Jack

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