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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

so easy to set up, good app

5
easy to set up, great app once you're up and running, really enjoy the pots for effective budgeting and saving Reviewed on: 28th January 2022
Jacinta's avatar
Jacinta

The essential banking app of UK

5
It just works. The best current account on the market. Good friendly support, new features and the smoothest app around with incredible uptime. Reviewed on: 28th January 2022
Mike F's avatar
Mike F

Amazing bank

5
I've been using monzo for years now and have never had any issues at all. Easy and intelligent app, no fees, easy to use abroad. Perfect! Reviewed on: 28th January 2022
Liam911's avatar
Liam911

Always recommend

5
I've been with Monzo for many years now, their pots setup and the way you can set a direct debit to be paid from a pot has massively helped me with money management. I've gone from being £1000s worth of debt to being in the black by setting all my bills to come out of pots when they're due out... Now I know how much money I have left after my bills are paid and can budget better. Without Monzo I'd be screwed! Thanks Monzo, I hope ya'll see just how helpful you've been. Reviewed on: 27th January 2022
Ashley Simpson-Stock's avatar
Ashley Simpson-Stock

Easy to use, helpful customer service

5
Great interface, so easy to manage money with the inbuilt budgeting tools. Easy to get answers to queries using the chat function. Reviewed on: 27th January 2022
Elliottk1's avatar
Elliottk1

Best banking experience ever!

5
I’m 34 and have grown up viewing banks as old-fashioned, dusty, boring places that were just a necessity of life. But now, since discovering Monzo I not only feel actually in control of my money - but the bank ‘speaks my language’. They’re a friendly, trustworthy, excellent bank and the future of banking as we know it. Great job Monzo! Reviewed on: 27th January 2022
Aimee Milner's avatar
Aimee Milner

Best bank I have used!

5
I’ve had a couple of banks but I thought I would switch to Monzo, best decision I’ve ever made. The products that Monzo offer are keeping up with today’s technology changes this just makes such a difference when using Monzo and their saving pots compared to a slow high street bank that seems outdated to me. Reviewed on: 27th January 2022
Tom.W.L's avatar
Tom.W.L

One of the best bank accounts

5
Monzo is one the best bank accounts, I've ever used. It has an easy to navigate layout, good way to see how you spend your money and to categorise them in terms of the type of spending it is. Reviewed on: 27th January 2022
Kaushila 's avatar
Kaushila

Brilliant from beginning to end

5
The experience I have had with Monzo so far has been second to none. I’ve never seen a bank that operates so openly and real with its customers. Reviewed on: 26th January 2022
Deqlin Wilson's avatar
Deqlin Wilson

Best service by a mile

5
Fantastic, helpful, convenient. What’s not to love about monzo? They actually care. The best and hopefully the last bank I’ll ever have to use. Reviewed on: 26th January 2022
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