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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Friendly and easy-to-use app

I've been living in the UK for 6 months now and Monzo has been my bank since I arrived. Fortunately, I chose the right bank for my needs. It has been an incredible experience to be their customer. Reviewed on: 23rd February 2022

Brilliant experience.

Such a brilliant experience using this platform. Everything is so accessible and easy to set up. Reviewed on: 23rd February 2022

Great rates and service

Monzo have bought banking into the 21st century and as the world gets smaller, they are helping normal people achieve international banking in a cost effective way! Reviewed on: 23rd February 2022

Amazing Bank

One if your best digital banks I’ve used Reviewed on: 23rd February 2022

Best bank

Their commitment to allowing you to get a complete overall view of your finances and the flow of your money is unparalleled Reviewed on: 23rd February 2022

Best bank I have used

By far the best online banking I have used. The app is brilliant and well organised. I got a monzo account as a second bank and now use it as my primary due to how good and easy it is. Recommend to everyone. Reviewed on: 23rd February 2022

Brilliant

Easy banking. Never had an issue with them recommended highly. Reviewed on: 23rd February 2022

Really good, unlike the detail the app and bank provide.

Great! As I said in the title, the bank and the app provide a lot of insight into my finances which is always helpful Reviewed on: 23rd February 2022

Fantastic bank

Brilliant, easy to use app! Customer service first class and getting wages a day early is always a great experience!!!! Reviewed on: 23rd February 2022

Amazing hassle free

Monzo are great early access to cash if needed easy to obtain help and get replacement cards overall fab Reviewed on: 23rd February 2022

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