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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Amazing Experience with Monzo

5
My experience with Monzo has been seamless. Haven recently moved to the Uk, Monzo was the first financial account I had and it served me well. Even after opening other bank accounts, I use Monzo for my daily spending and it’s been an amazing experience Reviewed on: 23rd February 2022
Olabisi Dudubo's avatar
Olabisi Dudubo

Best bank!

5
Best bank, has everything I could ask for Reviewed on: 23rd February 2022
Grant Halsall's avatar
Grant Halsall

Outstanding Service

5
Does exactly what it says on the tin!!!! Reviewed on: 23rd February 2022
perfectpint1@gmail.com's avatar
[email protected]

Incredible

5
Everything you could want from a bank and more! Helped me get back in my feet with their budget tools and pots and now I’m thriving! Thanks Monzo! Reviewed on: 23rd February 2022
Joshua Ryan's avatar
Joshua Ryan

Great Service

5
Very satisfied with the service this online bank offers. Hassle free banking and quick to resolve any issues. Reviewed on: 23rd February 2022
Barbara's avatar
Barbara

The future of personal banking

5
As my title says, they are the future of personal banking, they are not normal, which is good they have heart Reviewed on: 23rd February 2022
3d Digital Printing's avatar
3d Digital Printing

Great

5
Happy I’m with Monzo, reliable and it really helps with saving money Reviewed on: 23rd February 2022
CA's avatar
CA

Fantastic and user friendly.

5
Monzo is an amazing, user friendly bank who respond quickly to queries and concerns. They bring banking into a new and fresh dimension and make it easier to do everything without having to go through the trouble of going into a branch. Pots for saving are amazing too. Reviewed on: 23rd February 2022
Melissa J's avatar
Melissa J

Easy banking

5
Cant recommend Monzo enough, they are a shining light ahead of the game in terms of exceptional digital platform and product. Reviewed on: 23rd February 2022
Rowan Snowden's avatar
Rowan Snowden

Best bank!

5
Easy to use and so informative on spending and you can tailor it to your needs to help you with your money! Reviewed on: 23rd February 2022
O W's avatar
O W

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