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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19396 reviews)

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4.93

Based on 19,396 reviews, last reviewed 21st Apr 2026

105700% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo - the best bank! Monzo - I’ve been with them for a couple of years & I can’t fault them. Everything just works efficiently & if it doesn’t, they fix it really quickly.... Read more Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19396)

Most advanced product and service

The monzo experience is light years ahead of its competitors. The app provides unparalleled insights into spending habits, segregation of repeat/one off large expenditures/flawless integration of other accounts into analysis to name but a few useful features. Monzos service beyond the app is also so much quicker, easy to talk to a real person and replacement cards arrive quickly. When competitors are advertising new features on TV that Monzo has been providing for years (e.g. freezing card spending) then you know you're with the most innovative bank. Reviewed on: 24th January 2022

Great banking experiences

Easy to understand app. Loads of different features from pots to flexi pay. Generally feels better than the main banking experience Reviewed on: 24th January 2022

Love

Its just such an easy process and the customer service are always helpful and reply straight away, plus you get paid a day early Reviewed on: 24th January 2022

Modern, helpful & secure

I can’t rave about Monzo enough, from their ease of accessing customer service, to the way my account has always been kept secure. It’s also helped me so much to save money - they have so many more options than other banks, like their Pots! They manage to make banking fun! Reviewed on: 24th January 2022

Online banking made easy!

Been with monzo for about 4 years now and they have been absolutely amazing, they have the quickest and best customer service, best app layout and overall the best bank. Everything is laid out perfectly in the app and they have a lot of features such as pots to separate your money and save up using roundups. Would highly recommend to anyone I know! Reviewed on: 24th January 2022

Most efficient and understandable Current Account

So many features to make it easy to track spending habits, start savings and keep on top of money, perfect for a student and no fees abroad is a life saver! Reviewed on: 24th January 2022

Good all round

I’ve used Monzo for 4 years now and I have to say I love it. I’m fortunate enough to be able to afford the membership and get all of the benefits it comes with. Without this though, I’m sure it feels like the average bank and somewhat restrictive. Reviewed on: 24th January 2022

A simplistic breath of fresh air.

For years I was using a traditional brick and mortar bank and everything was so complicated. Monzo has changed my life in how simple it is to manage my money. No more do I have to use a card reader to make a £5 transfer Reviewed on: 24th January 2022

Easiest Banking In Years

Monzo is by far the easiest to do almost all banking needs. Everything is super user-friendly and feature-rich. Reviewed on: 24th January 2022

Everything is spot on

The app is great and Monzo are constantly making it more user friendly through updates. Getting things sorted is always quick and easy Reviewed on: 24th January 2022

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