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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Best bank

5
I used Monzo when my high street bank let me down and I've never looked back. It really shows how far behind other banks are and helps me budget unlike my last bank Reviewed on: 24th January 2022
Tyler Ash Fraser's avatar
Tyler Ash Fraser

Everything in one place

5
Love the real time notifications of spending, makes me very confident that my money is safe Reviewed on: 24th January 2022
James Cook's avatar
James Cook

Great tech

4
I have always had a good experience with Monzo and the technology is outstanding with the notifications for payments Reviewed on: 24th January 2022
Jack's avatar
Jack

Life changing

5
Monzo has helped me take a handle of my finances and life. It is open, transparent and so helpful Reviewed on: 24th January 2022
Mdb123's avatar
Mdb123

Still a step ahead

5
Have been using Monzo since the Mondo days. It's still my primary money management app and although many banks are copying their innovations, they're still catching up and Monzo are miles ahead. My office sits on a busy high street opposite banks and I still see queues outside. I pity people who stand in a queue outside a bank when I know I can just send a secure message from within the app! This is the future Reviewed on: 24th January 2022
Andrew Smallwood's avatar
Andrew Smallwood

A digital bank offering to help put you in control of your finances

5
I'm a premium monzo customer and it really has helped me be in control of my financial life. App is super easy to use and innovations like monzo Flex have been amazing. Reviewed on: 24th January 2022
Andyg68uk's avatar
Andyg68uk

Helped me so much

5
Before I moved to monzo I didn't have a clue about savings, now I have separate pots for everything. Thanks to monzo I have been able to save for my car insurance, save for holidays and pay for myself to get braces. Getting notifications about how much you pay for certain areas of things has really opened my eyes to silly spending. I recommend this bank to absolutely everyone, especially those who are struggling to save. Anytime I've had to contact monzo I've used the in app chat, they got back to me so quickly and were brilliant with helping about my enquiries, I've also had enquiries that I haven't needed to ask in the app chat because there is plenty of information you can search for which is extremely helpful. Reviewed on: 24th January 2022
Taylor's avatar
Taylor

I feel like a budgeting pro

5
My previous bank didn't have the tools Monzo does and would also make my money quite opaque with tricks like card payments seemingly randomly applying to my balance. Being able to put money in pots and accurately predict upcoming payments, I feel much more on control of my finances. Reviewed on: 24th January 2022
Will Robinson's avatar
Will Robinson

Accessible, modern, helpful... Straight forward!

5
Monzo has been a game changer for me, as a disabled ADHDer, Monzo's plain language approach, simplicity and visual appearance make banking not only tolerable but an absolute joy. Monzos inspires me todo better in my life and business by knowingly or unknowingly an advocate for the social model of disability! Thank you Monzo Reviewed on: 24th January 2022
Drew Pyper's avatar
Drew Pyper

so simple, so reliable, and so amazing!

5
The app is phenomenal and perfect compared to any other banks. Love monzo! Reviewed on: 24th January 2022
JayStocky's avatar
JayStocky

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