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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Best banking experience

5
Using Monzo for my main current account has helped me sort my finances thanks to categories, pots & Trends. Also the customer service has been great when I needed a verified bank statement for a mortgage Reviewed on: 25th January 2022
TitanX's avatar
TitanX

Amazing app so many features

5
JUst The best bank ever. Got everything i need Reviewed on: 25th January 2022
Wojciech Wyrzykowski's avatar
Wojciech Wyrzykowski

great bank

5
Best bank, digital and easy to use. My main bank every time Reviewed on: 24th January 2022
D's avatar
D

Makes banking easy

5
Best bank I have ever dealt with feel like they are truly interested in the customer Reviewed on: 24th January 2022
James Barnard's avatar
James Barnard

Best bank

5
Always deal with queries quickly and efficiently. All info available on my phone. Love Monzo Reviewed on: 24th January 2022
mandypriestley's avatar
mandypriestley

Money saving magic

5
Monzo has made life so much easier with its saving options. Opening a pot and using the round up payments option to add that little extra to my savings on everything I spend. It’s always a nice surprise to see that extra money adding up to a nice sum every couple months. 10/10 would recommend to anyone struggling to save. Reviewed on: 24th January 2022
Scott Townley's avatar
Scott Townley

Best current account

5
Customer service is fantastic, easy to use and have helped me when I've had issues with a particular payment vendor. No nasty call holding queues! Reviewed on: 24th January 2022
jtaylor69's avatar
jtaylor69

Fab bank

5
Monzo’s current account is the best I’ve ever used, the flexibility whilst travelling, instant transfers, sending to friends, labelling transactions for a spending report, separate pots, truly brilliant, the best by far Reviewed on: 24th January 2022
Sam Badcock's avatar
Sam Badcock

Easy, quick, simple, amazing

5
Basically they are easiest the best back I've ever used, they make budgeting and saving into pots sooooo easy, but my favourite is spending abroad and splitting a bill with friends who of course have all been reffered to the best bank already, its just so simple to know exactly what you've spent in both currencies and easily split any purchase or just add to the holiday tab, Reviewed on: 24th January 2022
Ryan Willis's avatar
Ryan Willis

Absolutely Fantastic

5
Absolutely Fantastic bank, couldn't fault them for anything would never swap to another bank again, thank you Monzo Reviewed on: 24th January 2022
Reece McCue's avatar
Reece McCue

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