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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19397 reviews)

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4.93

Based on 19,397 reviews, last reviewed 21st Apr 2026

105750% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Banking With Monzo Never had an issue with Monzo been banking with them for years.. I think it’s an amazing bank to be and love that I can access my money early, never h... Read more Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19397)

Relief to have a bank with good app

All other banks I've had (or still have) have much worse apps and internet banking. Monzo is a breath of fresh air. Reviewed on: 24th January 2022

Reliable and easy to use

Monzo has always been my favourite bank since they begun. Their customer service team are always handy and the app is so innovative! Reviewed on: 24th January 2022

A refreshing way to bank

Banking with Monzo is like no other traditional bank. I’ve been able to sort my finances out, budget and save with the use of Monzo’s app. Knowing exactly where you are with instant transaction updates, and being able to review and track spending is a delight. I can’t imagine going back to a traditional bank and not having Monzo’s pots, it would leave me in absolute chaos. Their online support and chat too is brilliant and always friendly. Reviewed on: 24th January 2022

Sets a standard for what banking should be!

The staff, the information they give you, the service all top quality and sets a high standard to which all banks should aspire! Reviewed on: 24th January 2022

Transparent, user friendly, and the way banking should be done.

Honestly, best bank I’ve been with. I can see what I’m spending my money on, delight to use their app. They even have an API which I can feed my transaction data from, allowing me to automate otherwise time-consuming work. Reviewed on: 24th January 2022

team Monzo all the way

Monzo is so easy and simple to use and great to manage my finances. Reviewed on: 24th January 2022

Intuitive, reliable, and easy to use.

The Monzo current account offers me everything I need from my bank right at my fingertips. Besides my personal current account, I also use a joint account with my partner to manage our household finances. Having all expenses separated in pots saves us plenty of time and allows us to keep track of what we are spending per category. Simply unbeatable. Reviewed on: 24th January 2022

Great bank, great app

I pay for a Premium account, which gives me insurance, virtual cards, my credit rating, a live feed to a Google spreadsheet of my transactions. The app is genius, so much better than Halifax (my other bank), and budgeting is made so easy with the tagging facility. Reviewed on: 24th January 2022

The future

Monzo demonstrates how the future of banking should be; Easy, clear, and inclusive. Reviewed on: 24th January 2022

Modernising the future of banking

Everything the classic banks are slowly doing now to get into the 21st century is all stuff that monzo has been doing for years and doing it better. Everything from their customer service to marketing strategy are just best in class in my experience Reviewed on: 24th January 2022

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