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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17801 reviews)

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4.92

Based on 17,801 reviews, last reviewed 10th Feb 2026

28350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been a great bank for me. Monzo has been a great bank for me. I love the app, it is so easy to use and navigate, the perks are great and customer service when I need help was e... Read more Reviewed on: 10th February 2026

Latest lowest rating:

1

Impossible to speak to one person, none of them spea... Impossible to speak to one person, none of them speak English, block your account, freeze it without permission won't give you your money, fraudsters.... Read more Reviewed on: 10th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17801)

Review of the Monzo, Current account:

The. Best. Overdraft/Loan. Experience. Ever!

Already a fan of Monzo the experience from the angle of managing my overdraft and its usage, right down to the clarity of how its Loans are presented and booked into - it’s just second to none. Nothing is pushed on you and the terms are clear and fair. Moreover as a Premium user I love how my credit score shows up in the app - with a monthly update reminder that highlights the causes for any drop or increase. This is excellent and a great awareness grower for those using credit. In fact it has motivated me to stay out of my OD. Hats off Monzo! Reviewed on: 14th June 2021

Been with Monzo for years for my main bank account.

Been with Monzo for years for my main bank account. Excellent service, plenty of perks and rewards too. App is well laid out and constantly evolving. Reviewed on: 9th February 2026

Helpful insights to help you manage your money

Great to have 'pots' to organise your money. Lots of helpful information / graphs/ insights to help you manage your money. Reviewed on: 9th February 2026

Very intuitive and great features.

Very intuitive and great features. When I’ve had to contact customer support they have always been so helpful!! Even when I thought something would be a “No” they surprised me. Makes a change from traditional banks and can tell Monzo apart from my other accounts. I don’t use them as my main account yet due to my mortgage arrangement elsewhere but I am going to switch across. Reviewed on: 9th February 2026

Never had an issue in MANY years

Never had an issue in MANY years Reviewed on: 9th February 2026

Best bank so many great incentives to having a Monzo...

Best bank so many great incentives to having a Monzo account! Especially the round up features/ pots and the penning saving challenge!! So many amazing benefits Reviewed on: 9th February 2026

Been with them almost from the start.

Been with them almost from the start. Very innovative. Very relaxed style of banking. Not too stuffy Reviewed on: 9th February 2026

Monzo to the Max!

I opened up a current account which soon progressed into me upgraded to the Max account and opening the Flex credit card. I have loved the service so much I have also recommend to friends and family with successfully getting 5 of them to open accounts and they all love it too! Reviewed on: 9th February 2026

Monzo for the win

My experience is very good what else is there to say. Reviewed on: 9th February 2026

Great Bank that gives you multiple options.

Great Bank that gives you multiple options. Their new feature to stop payments if you have made a mistake is a life saver Reviewed on: 9th February 2026

I write a few hundred words on why I think Monzo is...

I write a few hundred words on why I think Monzo is the best online bank going but this website glitches and I can't be bothered to write it again. So, simply, it's the best bank going. Reviewed on: 9th February 2026

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