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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

An excellent bank and excellent service

5
Everything within Monzo is quick, simple and intuitive with a support staff who are always on hand to help. After using the Monzo account for the last 2 years and recently using another banking app to manage a credit card, the other bank was extremely clunky and confusing. This solidified my choice as Monzo being not only the best, but the easiest to use banking application. In addition, the features that Monzo offer are unparalleled against any other bank out there at the moment. Reviewed on: 24th January 2022
BrettHeazy's avatar
BrettHeazy

Monzo is amazing!

5
Excellent bank with great features and customer service. Their app is great and really helps with budgeting and saving. Reviewed on: 24th January 2022
xsmudgex's avatar
xsmudgex

Ethical and efficient

5
A great current account from an ethical company that provides a very efficient service through the phone app. Reviewed on: 24th January 2022
Michael Griffiths's avatar
Michael Griffiths

Best bank not on the High Street!

5
Straight forward great banking experience. Great customer service available. Never had an issue would recommend to everyone and I usually do! Reviewed on: 24th January 2022
Kerry Smith 's avatar
Kerry Smith

Simply the best

5
The complete package. Never been happier with a bank. They give me everything I need, and things I didn't think I did but turn out super useful. Reviewed on: 24th January 2022
Sam Farndale's avatar
Sam Farndale

A fantastic modern bank

5
Great user experience and fantastic customer service Reviewed on: 24th January 2022
Martin King's avatar
Martin King

Monzo just works

5
The end to end experience with Monzo is fantastic - the simplicity, the communication, the functionality - it just all works.. thank you to everyone at Monzo for delivering what banking should have been for a long time Reviewed on: 24th January 2022
Andrew Timpson's avatar
Andrew Timpson

Amazing

5
So easy to use, so easy to get support. Why isn’t everyone on Monzo??! Reviewed on: 24th January 2022
Paul Macaulay's avatar
Paul Macaulay

Best by far!

5
Easy, Simple, Fun, Understanding and the best for someone of my age of 27. Reviewed on: 24th January 2022
Alex's avatar
Alex

Monzo changed my outlook on personal finance

5
Changing banks to Monzo has been the single biggest change to the way I treat personal finance. The ability to see real time notifications and fence off money for specific things in pots are my favourite features to help manage my finances and goals. Modern banking done right. Reviewed on: 24th January 2022
Adam Hale's avatar
Adam Hale

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