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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19394 reviews)

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4.93

Based on 19,394 reviews, last reviewed 20th Apr 2026

105600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

From beta to loyalty Been a loyal customer since their early beta accounts. Have tried and do try every new service or product they release. Love to recommend this bank wh... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19394)

Quick and easy to use

Monzo is the best bank I’ve ever used and makes it so easy to sort money and save Reviewed on: 18th January 2022

Perfect

Great account, great app and great service Reviewed on: 17th January 2022

Best bank for me

I find monzo to be one of the best banks out there they have all the tools I need to manage my finances , move money aside to ensure that they are all paid and I know the money I have let is mine to spend as I want , also the get paid early feature is good .. all banks should offer this Reviewed on: 17th January 2022

Didn't like the customer service

Felt all disjointed and very uninformed as a consumer. The queries I had were not fully dealt with and I didn't feel as though Monzo cared about my issue. Reviewed on: 17th January 2022

What more could I ask for!?

Monzo has been my saving grace (and I still have their basic current account). They’ve done so much over the past year to release all of the functionality I could want from my bank and all at the tip of my fingers! Reviewed on: 17th January 2022

Future of fintech

Absolutely love this application! Very easy to use and navigate, has savings pots that allow for much easier saving for various projects, and easy to keep track of transactions Reviewed on: 17th January 2022

Everything a bank is supposed to be!

From pots to help me manage my money, to virtual cards that mean I feel more secure when shopping online, to their prompt and friendly customer service, Monzo really has it all! Reviewed on: 16th January 2022

Great for tracking spending

Monzo is great for keeping on top of your finances and functions exactly like a physical bank on the app Reviewed on: 15th January 2022

Best Uk Bank

Never a hassle dealing with monzo , customer support is excellent. App is clear and simple to use. Reviewed on: 13th January 2022

Future of banking .

Very easy to use , so modern! The best! Reviewed on: 13th January 2022

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